3 BIRDIE LANE, PALM HARBOR, FL, 34683
Active1 days on marketListed Oct 9, 2026MLS #TB8555394
Come see it
Upcoming open house
Sun, Oct 11
12:00 PM – 2:00 PM
About this home
3 BIRDIE LANE
Welcome to 3 Birdie Ln, Palm Harbor, FL 34683—a distinctive 4-bedroom, 3-bath estate home situated on .78 acres in desirable Gulf View Estates, just down the road from Honeymoon Island. With expansive outdoor living, a solar-heated pool, thoughtful upgrades, and an impressive lot, this property offers a rare opportunity to enjoy the Palm Harbor lifestyle. Custom stained glass near the front entrance creates a memorable welcome, while plantation shutters on all windows and tile flooring throughout bring timeless style and everyday practicality. The living room and kitchen combination provides a comfortable gathering space, complemented by a separate formal dining room. Generous storage in and around the kitchen and throughout the home keeps daily essentials conveniently within reach. A propane-fueled fireplace adds warmth and character. The split-bedroom layout places the primary suite in the south wing, offering abundant closet space and private access to the pool area. Three additional bedrooms occupy the north wing, with a Jack-and-Jill arrangement providing flexibility for family and guests. A dedicated laundry room is located in the west wing. Outdoor living takes center stage with a 15’ x 30’ covered patio, hot tub, and chlorinated pool heated by a solar system installed in 2023. A pocket door opens to the pool area, creating an inviting connection between indoor and outdoor spaces—ideal for entertaining or relaxing in your own Florida retreat. Beautiful Florida-native landscaping and a butterfly garden enhance the grounds, with xeriscape elements adding natural appeal. The spacious driveway offers ample room for vehicles, a boat, or recreational toys, while a 12’ x 20’ shed with electricity provides valuable space for storage, hobbies, or projects. A hurricane-rated garage door adds another practical upgrade. Major improvements include a new roof in 2021, a new HVAC system in 2025, and updated windows throughout. With major components upgraded over the years and modest aesthetic updates, this home offers comfortable living today and the opportunity to personalize its finishes to your taste. Enjoy proximity to Honeymoon Island State Park, Gulf beaches, the Pinellas Trail, and Palm Harbor’s dining, shopping, and recreation. Estate-sized grounds, a private pool retreat, and a sought-after Gulf View Estates setting make this Palm Harbor home a must-see. Opportunities like this do not come along often—schedule your private showing today!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,286
Sqft
0.78 ac
Lot size
2
Garage
1969
Year built
One
Levels
$481
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$6,820 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,820/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+46.1%
$/sqft vs Palm Harbor actives
$481 vs $259
Days on market
1 vs 70 typical
Where $481/sqft sits among the 400 Palm Harbor actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Harbor
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Harbor. See the full Palm Harbor guide →
PALM HARBOR 34683 — neighborhood snapshot
Population
34,180
Median age
47.5
Median income
$90,037
Median home value
$424,200
Avg household
2.46
Households w/ children
3,432
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Harbor market
$420K → $440K
Palm Harbor median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
242 of 400
Palm Harbor actives have cut their price
Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 184% above the PALM HARBOR 34683 median. See the full Palm Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 3 BIRDIE LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$540,000
311 SW 27TH STREET · same community
3 bd · 3 ba · 2,253 sqft · $240/sqft · 226 DOM
Sold · Dec ’25$635,000
222 SW 27TH STREET · same community
3 bd · 3 ba · 2,547 sqft · $249/sqft · 236 DOM
Sold · Jul ’26$1,100,000
2737 SW 4TH PLACE · same community
3 bd · 3 ba · 2,850 sqft · $386/sqft · 80 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Shawn Lewis
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 3 BIRDIE LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3 BIRDIE LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3 BIRDIE LANE FAQs
What would the monthly payment be for 3 BIRDIE LANE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,820/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3 BIRDIE LANE?+
The most recent tax bill on record (2025) was $3,738. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palm Harbor?+
At $1,100,000, this home is listed about 193% above the Palm Harbor median of $375,900. The market section on this page shows how the area is trending.
Which schools are assigned to 3 BIRDIE LANE?+
Sutherland Elementary School (elementary), Tarpon Springs High School (high), Tarpon Springs Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,100,000 runs 184% above the PALM HARBOR 34683 median — but at 2,286 sqft it's also 56% larger than the typical Palm Harbor listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 1 day on market in a Palm Harbor market that averages 70 — if it fits, move quickly.
04Strong assigned schools
Sutherland Elementary School, Tarpon Springs High School, Tarpon Springs Middle School — Sutherland Elementary School rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY INC · Lance Willard LLC. MLS #TB8555394.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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