690 ISLAND WAY UNIT 501, CLEARWATER BEACH, FL, 33767
Active34 days on marketListed Aug 19, 2026MLS #TB8536305
About this home
690 ISLAND WAY UNIT 501
Virtually Staged. Welcome to WATERFRONT living where incredible Intracoastal views meet comfort, convenience, and a true Florida lifestyle. This beautifully FULLY FURNISHED CONDO has waterfront views offering also a versatile office space currently being used and shown as a third bedroom providing AMPLE space for those quick getaways! The views are truly something special. Enjoy sweeping views of the Intracoastal waterways and beautiful Florida sunsets, all from the comfort of your own home. Being SOLD WITH ALL FURNISHINGS, this residence is ready to enjoy from day one and offers the flexibility to work as a full-time home, second residence, or investment property. The community offers a great lineup of amenities, including a waterfront heated pool, hot tub, tennis and pickleball courts, shuffleboard, BBQ grills, picnic area, bicycle storage, car wash, and a waterfront boardwalk perfect for sunset strolls. WATER AND BASIC CABLE are included, making everyday living even easier. Additional value comes with a dedicated covered parking space and a private storage unit, giving you convenient parking and extra room for beach gear, bicycles, small holiday items, and all the things you don't want taking up space inside your home. The building has also benefited from several recent improvements, including walkways redone in 2024, exterior painting in 2022, and a new roof in 2021. The balcony, railing, and patio received a gemstone coating in 2018. Other updates include an automated lobby door with cell gate, key-fob access, new mailboxes, and updated pool heater and pumps. This location makes life incredibly convenient. Jolly Trolley picks you up right near the condo entrance. Take a quick 20-30 minute ride to the beaches and or pier and take in the scenery. Publix Grocery, restaurants, nail salons, dry cleaners, auto repair close, deli, bar and grill and the Clearwater Marine Aquarium are all so close. Nearby docks can be available and rented from their current owners on a case by case bases. This is the kind of home that makes you feel like you're on vacation without leaving home. Come see the views, enjoy the amenities and the close proximity of CLEARWATER Beaches and experience waterfront living at It's BEST! Please note the ONLY photo that is virtually staged is the balcony photo. Home is SOLD Fully Furnished as shown. Need to buy unfurnished? Just inquire.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,350
Sqft
0 ac
Lot size
1982
Year built
One
Levels
$429
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,148 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,148/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+19%
$/sqft vs Clearwater Beach actives
$429 vs $565
Days on market
34 vs 69 typical
Where $429/sqft sits among the 249 Clearwater Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Island Estate
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater Beach. See the full Clearwater Beach guide →
Island Estate — neighborhood snapshot
Population
2,783
Median age
62
Median income
$108,222
Median home value
$631,400
Avg household
2
Households w/ children
223
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater Beach market
$535K → $885K
Clearwater Beach median sold, yr/yr
93.9%
Sale-to-list ratio (12 mo)
122 of 249
Clearwater Beach actives have cut their price
Median sold price, Clearwater Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 4% above the CLEARWATER BEACH 33767 median. See the full Clearwater Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 690 ISLAND WAY UNIT 501
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$617,500
690 ISLAND WAY UNIT 203 · same community
2 bd · 2.5 ba · 1,350 sqft · $457/sqft · 68 DOM
Sold · Apr ’26$657,500
690 ISLAND WAY UNIT 1109 · same community
2 bd · 2.5 ba · 1,500 sqft · $438/sqft · 20 DOM
Sold · Jan ’26$460,000
690 ISLAND WAY UNIT 410 · same community
2 bd · 2.5 ba · 1,500 sqft · $307/sqft · 315 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Iain Robinson
Broker Associate · CENTURY 21 Edge
Tours, negotiation, and every question about 690 ISLAND WAY UNIT 501 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 690 ISLAND WAY UNIT 501 — before you fall in love.
See it in person
Schedule a tour
Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
690 ISLAND WAY UNIT 501 FAQs
What would the monthly payment be for 690 ISLAND WAY UNIT 501?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,148/mo — principal and interest, the actual property-tax bill, the $920/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 690 ISLAND WAY UNIT 501?+
The association fee works out to $920 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 690 ISLAND WAY UNIT 501?+
The most recent tax bill on record (2025) was $8,716. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 690 ISLAND WAY UNIT 501?+
The listing reports pets: Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater Beach?+
At $579,000, this home is listed about 28% below the Clearwater Beach median of $799,000. The market section on this page shows how the area is trending.
Which schools are assigned to 690 ISLAND WAY UNIT 501?+
Sandy Lane Elementary School (elementary), Dunedin Highland Middle School (middle), Clearwater High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
02Know the monthly fee
The association fee is $920/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03Strong assigned schools
Sandy Lane Elementary School, Dunedin Highland Middle School, Clearwater High School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Kim Guillory. MLS #TB8536305.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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