690 ISLAND WAY UNIT 912, CLEARWATER, FL, 33767
Active9 days on marketListed Oct 2, 2026MLS #TB8553471
About this home
690 ISLAND WAY UNIT 912
Virtually Staged. WATERFRONT LIVING WITH BEAUTIFUL VIEWS IN ISLAND ESTATES! Welcome to this spacious 2-bedroom, 2-bathroom condo offering approximately 1,150 square feet of living space on the 9th floor of the desirable Island Walk community in Clearwater’s sought-after Island Estates. Enjoy the Florida coastal lifestyle with a beautiful water view from your private balcony and an abundance of resort-style amenities right outside your door. The open and comfortable layout provides plenty of room for everyday living, entertaining, or enjoying a relaxing coastal retreat. The property can be sold furnished, making it an attractive option for buyers looking for a turnkey second home, seasonal residence, investment property, or full-time Florida home. Additional features include one assigned parking space and a dedicated private storage unit located on the same floor as the residence, providing convenient extra space for beach gear, bicycles, personal belongings, and more. Residents of Island Walk enjoy an array of community amenities, including a waterfront swimming pool. This creates the perfect setting to relax, stay active, and enjoy the Florida sunshine. Location is one of this property's biggest highlights. Situated on Island Estates, you'll be surrounded by water, recreation, dining, shopping, and some of Clearwater's most popular destinations. Clearwater Marine Aquarium is approximately 1.2 miles, Clearwater Beach / Pier 60 area is approximately 2.0 miles, Sand Key Park & Beach is approximately 2.5 miles, Downtown Clearwater is approximately 3.0 miles, Morton Plant Hospital is approximately 3.6 miles, Caladesi Island State Park is approximately 4.1 miles, Honeymoon Island State Park is approximately 13.1 miles, St. Pete-Clearwater International Airport is approximately 16.5 miles, and Tampa International Airport is approximately 20.8 miles. Island Estates also offers convenient access to everyday necessities, with Island Village Shopping Center approximately 0.9 miles away and additional shopping and dining options nearby. Whether you're looking for a permanent residence, vacation getaway, seasonal retreat, or a property in one of Clearwater's most desirable coastal locations, this property offers the opportunity to enjoy the Florida lifestyle with water views, community amenities, and the beach just a short distance away. Come and see why Island Estates is one of Clearwater's most desirable waterfront communities!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,150
Sqft
0 ac
Lot size
1982
Year built
One
Levels
$417
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,749 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,749/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−3.8%
$/sqft vs Clearwater actives
$417 vs $226
Days on market
9 vs 72 typical
Where $417/sqft sits among the 400 Clearwater actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Island Estate
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
Island Estate — neighborhood snapshot
Population
2,783
Median age
62
Median income
$108,222
Median home value
$631,400
Avg household
2
Households w/ children
223
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$328K → $324K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
241 of 400
Clearwater actives have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 13% below the CLEARWATER 33767 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 690 ISLAND WAY UNIT 912
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$440,000
690 ISLAND WAY UNIT 707 · same community
2 bd · 2 ba · 1,150 sqft · $383/sqft · 270 DOM
Sold · Feb ’26$617,500
690 ISLAND WAY UNIT 203 · same community
2 bd · 2.5 ba · 1,350 sqft · $457/sqft · 68 DOM
Sold · Feb ’26$310,000
690 ISLAND WAY UNIT 911 · same community
1 bd · 1.5 ba · 950 sqft · $326/sqft · 15 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kathy Miller
real estate agent · CENTURY 21 Edge
Tours, negotiation, and every question about 690 ISLAND WAY UNIT 912 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 690 ISLAND WAY UNIT 912 — before you fall in love.
See it in person
Schedule a tour
Live availability from Kathy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
690 ISLAND WAY UNIT 912 FAQs
What would the monthly payment be for 690 ISLAND WAY UNIT 912?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,749/mo — principal and interest, the actual property-tax bill, the $920/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 690 ISLAND WAY UNIT 912?+
The association fee works out to $920 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 690 ISLAND WAY UNIT 912?+
The most recent tax bill on record (2025) was $7,577. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 690 ISLAND WAY UNIT 912?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater?+
At $479,900, this home is listed about 61% above the Clearwater median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 690 ISLAND WAY UNIT 912?+
Sandy Lane Elementary School (elementary), Dunedin Highland Middle School (middle), Clearwater High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the CLEARWATER 33767 market on paper
$479,900 is 13% below the CLEARWATER 33767 median of $549,900.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $920/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Strong assigned schools
Sandy Lane Elementary School, Dunedin Highland Middle School, Clearwater High School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of THE SHOP REAL ESTATE CO. · Jessica Martin. MLS #TB8553471.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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