CENTURY 21 Edge
$335,0001 bd1.5 ba950 sqft$353 /sqft≈$2,735 /mo all-in ↓

690 ISLAND WAY UNIT 511, CLEARWATER BEACH, FL, 33767

Active16 days on marketListed Sep 25, 2026MLS #TB8549910

✦ Priced 39% below the CLEARWATER BEACH 33767 medianWaterfrontFully furnishedCondominiumISLAND WALK CONDO

About this home

690 ISLAND WAY UNIT 511

SPACIOUS 950-SQUARE-FOOT ONE-BEDROOM with a PRIVATE BALCONY, WATER VIEWS and VENTED IN-UNIT LAUNDRY in the waterfront community of Island Walk! While many condos on Island Estates do not offer a balcony or laundry inside the residence, this condo provides both! The living area and primary bedroom sliders open directly to the private balcony, where you can enjoy views of Mandalay Channel and the Intracoastal Waterway. With 950 square feet, this is a generously sized one-bedroom floor plan—comparable in size to some two-bedroom condos—with comfortable living, dining and entertaining spaces. UPDATED, FULLY FURNISHED and MOVE-IN READY, the condo offers an open kitchen with granite countertops and updated cabinetry, along with newer luxury vinyl flooring throughout. The updated full bathroom features a spacious full-size shower with custom glass doors and a large vanity with granite countertops. A dedicated guest half bath is ideal when entertaining or welcoming overnight guests. All major furniture will convey, allowing you to bring your suitcase and begin enjoying your Florida home immediately; select decorative and staging items do not convey. Additional features include inside storage S-34, bike storage and under-building parking space #59. HOA dues include cable and internet, water, exterior building maintenance, property management and flood insurance. Island Walk is a well-maintained waterfront building with a completed balcony and railing project featuring a Gemstone finish in 2019, a new roof in 2021, an exterior painting and building-envelope project in 2022, and an updated lobby project completed in 2024 that included fob-controlled automatic entry doors, updated mailboxes, and an updated call-box and resident directory system. More recent community improvements include new pool heaters and pumps, security cameras and an enhanced secure pool enclosure. The building has also completed its Milestone Inspection and SIRS. Community amenities include a waterfront heated pool and spa, tennis and pickleball courts, two grills and multiple outdoor dining and gathering areas. Pet-friendly with up to two pets weighing no more than 25 pounds each, and rental-friendly with a three-month minimum up to twice yearly. Marina slips may periodically become available for rent or purchase independently. Island Estates is a self-contained waterfront community offering shopping, dining, banking, a grocery store, the Clearwater Marine Aquarium and more—all just minutes from the white sugar sands of Clearwater Beach. Whether for a full-time residence, second home, 1031 exchange or coastal retreat, this condo is ready for you to start enjoying the Florida lifestyle! Come Live the Lifestyle! Come Live on the Island!

Facts & features

The home at a glance

1

Bedrooms

1.5

Bathrooms

950

Sqft

1982

Year built

One

Levels

$353

Per sqft

WaterfrontWater viewFurnishedPets allowed

Inside

FlooringCarpet · Ceramic Tile · Other
AppliancesDishwasher · Dryer · Range · Refrigerator · Washer
InteriorElevator · Kitchen/Family Room Combo · Walk-In Closet(s)
LaundryIn Kitchen · Inside
CoolingCentral Air
HeatingCentral · Electric
FurnishedFurnished

Outside & construction

RoofOther
ConstructionBlock · Stucco
FoundationSlab
ViewWater
FacesNorth
ParkingAssigned · Covered · Guest
ExteriorBalcony · Lighting · Outdoor Grill · Sliding Doors · Storage · Tennis Court(s)

Community & fees

Taxes (2025)$5,452/yr
PetsYes
CommunityIntracoastal Waterway · Marina · Water Access · Waterfront · Buyer Approval Required · Deed Restrictions · Pool

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Cable Connected · Electricity Connected · Public · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,735 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,972
FHA mortgage insurance (est.)$148
Property tax — 2025 actual bill$454
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,725Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,725
Interest rate6.00%
Loan term

Estimated payment

$2,735/mo

Principal & interest$1,972
FHA mortgage insurance (est.)$148
Property taxes (actual bill)$454
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $335K
$322KedgeAI estimate $481,963 · range $434K–$496K$516K

vs edgeAI estimate

−30.5%

$/sqft vs Clearwater Beach actives

$353 vs $547

Days on market

16 vs 146 typical

Where $353/sqft sits among the 234 Clearwater Beach actives

69 · this home
60
39
15
23
28
$288–442$442–596$596–750$750–904$904–1058$1058+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Island Estate

Drive times from this address

Tampa Int’l Airport (TPA)≈ 35 min
Downtown Tampa≈ 38 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Clearwater Beach. See the full Clearwater Beach guide →

Island Estate — neighborhood snapshot

Population

2,783

Median age

62

Median income

$108,222

Median home value

$631,400

Avg household

2

Households w/ children

223

For the school run

Pinellas County School District

ElementarySandy Lane Elementary School★★★★★
MiddleDunedin Highland Middle School★★★★★
HighClearwater High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Clearwater Beach market

Seller’s marketBalanced — 6.8 months of inventoryBuyer’s market

$535K → $824K

Clearwater Beach median sold, yr/yr

93.9%

Sale-to-list ratio (12 mo)

126 of 234

Clearwater Beach actives have cut their price

Median sold price, Clearwater Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 39% below the CLEARWATER BEACH 33767 median. See the full Clearwater Beach market guide →

Paper trail

This home's history

Sep 25, 2026Listed at $335,000 · 16 days on market since
1982Built · ISLAND WALK CONDO

Reality check

What actually sold near 690 ISLAND WAY UNIT 511

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

690 ISLAND WAY UNIT 911Sold · Feb ’26

$310,000

690 ISLAND WAY UNIT 911 · same community

1 bd · 1.5 ba · 950 sqft · $326/sqft · 15 DOM

690 ISLAND WAY UNIT 707Sold · Feb ’26

$440,000

690 ISLAND WAY UNIT 707 · same community

2 bd · 2 ba · 1,150 sqft · $383/sqft · 270 DOM

690 ISLAND WAY UNIT 203Sold · Feb ’26

$617,500

690 ISLAND WAY UNIT 203 · same community

2 bd · 2.5 ba · 1,350 sqft · $457/sqft · 68 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Pedro Ribeiro Gloria

Your agent

Pedro Ribeiro Gloria

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 690 ISLAND WAY UNIT 511 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 690 ISLAND WAY UNIT 511 — before you fall in love.

See it in person

Schedule a tour

Live availability from Pedro's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

690 ISLAND WAY UNIT 511 FAQs

What would the monthly payment be for 690 ISLAND WAY UNIT 511?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,735/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 690 ISLAND WAY UNIT 511?+

The most recent tax bill on record (2025) was $5,452. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 690 ISLAND WAY UNIT 511?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Clearwater Beach?+

At $335,000, this home is listed about 55% below the Clearwater Beach median of $749,999. The market section on this page shows how the area is trending.

Which schools are assigned to 690 ISLAND WAY UNIT 511?+

Sandy Lane Elementary School (elementary), Dunedin Highland Middle School (middle), Clearwater High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the CLEARWATER BEACH 33767 market on paper

$335,000 is 39% below the CLEARWATER BEACH 33767 median of $549,900, and at $353/sqft it sits under the Clearwater Beach average of $653.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Sandy Lane Elementary School, Dunedin Highland Middle School, Clearwater High School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of COASTAL PROPERTIES GROUP INTERNATIONAL · Vickee Walthall. MLS #TB8549910.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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