22506 SHORESIDE DRIVE, LAND O LAKES, FL, 34639
Active45 days on marketListed Aug 9, 2026MLS #TB8537046
About this home
22506 SHORESIDE DRIVE
RARE EAST LAKE LAKEFRONT BUILDABLE LOT IN LAKE PADGETT ESTATES! Create your own custom retreat in one of Land O’ Lakes’ most established lake and equestrian communities. This buildable vacant lot offers the opportunity to design the home you’ve been waiting for while enjoying the laid-back Florida lifestyle Lake Padgett Estates is known for. Surrounded by mature trees, beautiful lakes and established homes, this property offers a setting that is increasingly difficult to find in the Tampa Bay area. Lake Padgett Estates residents enjoy access to private community amenities including lakefront parks, boat ramps and equestrian facilities, with opportunities for boating, swimming, fishing, water skiing and horseback riding. Bring your builder and your vision! Whether you’re dreaming of a custom primary residence, a Florida retreat or simply securing land in an established community, this property offers incredible potential. Enjoy the best of both worlds with a peaceful, recreational lifestyle while remaining just minutes from everyday conveniences. Tampa Premium Outlets, The Shops at Wiregrass, restaurants, shopping, medical facilities and entertainment are all nearby, with convenient access to SR 54/56 and I-75 for an easy connection to Tampa and surrounding areas. BUILD YOUR HOME. BRING YOUR BOAT. EMBRACE THE LAKE PADGETT ESTATES LIFESTYLE. Vacant buildable opportunities in this established community don’t come along often!
Facts & features
The home at a glance
0.42 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,670 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,670/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Lake Padgett Estates
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Land O Lakes. See the full Land O Lakes guide →
Lake Padgett Estates — neighborhood snapshot
Population
2,759
Median age
50
Median income
$106,965
Median home value
$360,899
Avg household
3
Households w/ children
277
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Land O Lakes market
$423K → $414K
Land O Lakes median sold, yr/yr
98.3%
Sale-to-list ratio (12 mo)
Median sold price, Land O Lakes, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 8% below the LAND O LAKES 34639 median. See the full Land O Lakes market guide →
Paper trail
This home's history
Reality check
What actually sold near 22506 SHORESIDE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$430,000
22369 SOUTHSHORE DRIVE · same community
4 bd · 3 ba · 2,024 sqft · $212/sqft · 0 DOM
Sold · Apr ’26$599,000
22481 SOUTHSHORE DRIVE · same community
4 bd · 2 ba · 2,035 sqft · $294/sqft · 97 DOM
Sold · Apr ’26$540,000
22127 RIVER ROCK DRIVE · same community
4 bd · 2 ba · 2,832 sqft · $191/sqft · 5 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 22506 SHORESIDE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 22506 SHORESIDE DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
22506 SHORESIDE DRIVE FAQs
What would the monthly payment be for 22506 SHORESIDE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,670/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 22506 SHORESIDE DRIVE?+
The most recent tax bill on record (2025) was $3,541. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Land O Lakes?+
At $350,000, this home is listed about 17% below the Land O Lakes median of $419,450. The market section on this page shows how the area is trending.
Which schools are assigned to 22506 SHORESIDE DRIVE?+
Lake Myrtle Elementary School (elementary), Charles S. Rushe Middle School (middle), Sunlake High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the LAND O LAKES 34639 market on paper
$350,000 is 8% below the LAND O LAKES 34639 median of $379,900.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Lake Myrtle Elementary School, Charles S. Rushe Middle School, Sunlake High School — Charles S. Rushe Middle School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Kimberly Russian. MLS #TB8537046.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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