xxx 21ST AVENUE SE, RUSKIN, FL, 33570
Active19 days on marketListed Sep 3, 2026MLS #TB8543375
About this home
xxx 21ST AVENUE SE
A rare opportunity for buyers seeking a versatile piece of land in Hillsborough County. This vacant parcel offers the freedom to shape your future—whether you’re planning a private homesite, exploring small-scale agricultural use, or securing land as a long-term investment. The property sits within a steadily growing corridor, providing convenient access to nearby communities, services, and major roadways while still offering privacy and open space. With no existing structures, you have full control over layout, design, and development timing. Ideal for buyers who value flexibility, future potential, and the ability to create something truly their own. Buyer responsible for confirming zoning, utilities, and permitted uses. Property is in X flood zone.
Facts & features
The home at a glance
1.25 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,138 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,138/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Ruskin
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ruskin. See the full Ruskin guide →
RUSKIN 33570 — neighborhood snapshot
Population
33,676
Median age
36.7
Median income
$69,048
Median home value
$255,400
Avg household
2.86
Households w/ children
4,421
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ruskin market
$315K → $320K
Ruskin median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
Median sold price, Ruskin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 11% below the RUSKIN 33570 median. See the full Ruskin market guide →
Paper trail
This home's history
Reality check
What actually sold near xxx 21ST AVENUE SE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$79,000
509 DOMINO DRIVE N
1 bd · 1 ba · 660 sqft · $120/sqft · 5 DOM
Sold · Jan ’26$58,000
409 21ST AVENUE SW
3 bd · 2 ba · 960 sqft · $60/sqft · 2 DOM
Sold · May ’26$256,000
2514 RIVER BEND DRIVE
3 bd · 1 ba · 1,344 sqft · $190/sqft · 1 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Elizabeth Elliott
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about xxx 21ST AVENUE SE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for xxx 21ST AVENUE SE — before you fall in love.
See it in person
Schedule a tour
Live availability from Elizabeth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
xxx 21ST AVENUE SE FAQs
What would the monthly payment be for xxx 21ST AVENUE SE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,138/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on xxx 21ST AVENUE SE?+
The most recent tax bill on record (2025) was $1,334. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at xxx 21ST AVENUE SE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ruskin?+
At $295,000, this home is listed about 16% below the Ruskin median of $349,900. The market section on this page shows how the area is trending.
Which schools are assigned to xxx 21ST AVENUE SE?+
Ruskin Elementary School (elementary), Lennard High School (high), Shields Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of EZ CHOICE REALTY · Kay Pye. MLS #TB8543375.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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