1824 ATLANTIC DRIVE, RUSKIN, FL, 33570
Active2 days on marketListed Sep 18, 2026MLS #TB8545642
About this home
1824 ATLANTIC DRIVE
Welcome to 1824 Atlantic Drive in Ruskin! This 3 bedroom, 2 bathroom home offers 1,532 square feet of comfortable living space, a beautiful water view, NO CDD, a low HOA, and the added peace of mind of a NEW ROOF being installed prior to closing. From the moment you step inside, you’ll appreciate the open living area, formal dining room, and functional floor plan designed for everyday living. The large kitchen features stainless steel appliances, plenty of cabinet space, and a convenient layout that flows easily into the main living and dining areas. The home also offers an inside laundry room and no carpet throughout, with hard flooring in every room. The spacious primary suite features a large walk-in closet and an ensuite bathroom complete with a stand-up shower and separate soaking tub. Two additional bedrooms and a full guest bathroom provide comfortable space for family, guests, a home office, or flex space. One of the standout features of this home is the large extended screened lanai overlooking the peaceful water view. Whether you’re enjoying morning coffee, outdoor dining, entertaining, or relaxing at the end of the day, this outdoor space offers the perfect Florida lifestyle setting. Additional highlights include being located outside of a flood zone, low HOA fees, and quick access to I-75 for an easy commute to Gulf beaches, dining, shopping, entertainment, and everything the Tampa Bay area has to offer. Don’t miss this opportunity to own a well maintained home with a new roof coming before closing, scenic water views, and a spacious outdoor retreat!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,532
Sqft
0.1 ac
Lot size
2
Garage
2010
Year built
One
Levels
$196
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,530 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,530/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+6.5%
$/sqft vs Ruskin actives
$196 vs $174
Days on market
2 vs 56 typical
Where $196/sqft sits among the 289 Ruskin actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ruskin
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ruskin. See the full Ruskin guide →
RUSKIN 33570 — neighborhood snapshot
Population
33,676
Median age
36.7
Median income
$69,048
Median home value
$255,400
Avg household
2.86
Households w/ children
4,421
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ruskin market
$315K → $320K
Ruskin median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
158 of 289
Ruskin actives have cut their price
Median sold price, Ruskin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 9% below the RUSKIN 33570 median. See the full Ruskin market guide →
Paper trail
This home's history
Reality check
What actually sold near 1824 ATLANTIC DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$285,000
1836 ATLANTIC DRIVE · same community
3 bd · 2 ba · 1,568 sqft · $182/sqft · 96 DOM
Sold · Jul ’26$280,000
1837 ATLANTIC DRIVE · same community
3 bd · 2 ba · 1,486 sqft · $188/sqft · 36 DOM
Sold · Jan ’26$295,000
510 LAGUNA MILL DRIVE · same community
4 bd · 2.5 ba · 1,805 sqft · $163/sqft · 7 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Solance Kallendorf
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1824 ATLANTIC DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1824 ATLANTIC DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Solance's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1824 ATLANTIC DRIVE FAQs
What would the monthly payment be for 1824 ATLANTIC DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,530/mo — principal and interest, the actual property-tax bill, the $48/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1824 ATLANTIC DRIVE?+
The association fee works out to $48 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1824 ATLANTIC DRIVE?+
The most recent tax bill on record (2025) was $5,092. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1824 ATLANTIC DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ruskin?+
At $299,900, this home is listed about 14% below the Ruskin median of $349,900. The market section on this page shows how the area is trending.
Which schools are assigned to 1824 ATLANTIC DRIVE?+
Ruskin Elementary School (elementary), Lennard High School (high), Shields Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS SUBURBAN TAMPA · Eddie Burton. MLS #TB8545642.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Ruskin homes, in your inbox
Like 1824 ATLANTIC DRIVE but not quite? A daily digest of every new listing in Ruskin — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Solance to ping you on any price or status change →