CENTURY 21 Edge
$555,0004 bd2 ba1,958 sqft$283 /sqft≈$4,328 /mo all-in ↓

3582 FAIRWAY FOREST DRIVE, PALM HARBOR, FL, 34685

Active51 days on marketListed Aug 28, 2026MLS #TB8543500

Private poolSingle Family ResidenceFAIRWAY FOREST

About this home

3582 FAIRWAY FOREST DRIVE

* * WONDERFUL POOL HOME IN GOLF COURSE NEIGHBORHOOD * * Welcome to this spacious 4-bedroom, 2-bath home located in a desirable Palm Harbor golf course community of Fairway Forest! Designed for comfortable Florida living and entertaining, the home features a large swimming pool and jacuzzi surrounded by a fully fenced backyard for added privacy. Inside, enjoy a spacious family room highlighted by a cozy fireplace, creating an inviting gathering space for family and guests. Step outside and unwind in the peaceful Zen garden area, offering a relaxing retreat just steps from the pool. With four bedrooms, multiple living spaces, and an outdoor setting built for year-round enjoyment, this home offers plenty of versatility. * * FANTASTIC LOCATION * * Enjoy the convenience and recreation of Palm Harbor’s desirable East Lake area, with an impressive selection of amenities located just minutes away! Golf enthusiasts will appreciate being just moments from Lansbrook Golf Club, an 18-hole golf course offering a driving range, practice facilities, golf shop and instruction, making it easy to enjoy a round without traveling far from home. Outdoor recreation is another major advantage, with the expansive Parks & Conservation Resource at John Chesnut Sr. Park nearby on the shores of Lake Tarpon. This 255-acre county park provides nature trails and boardwalks, a public boat ramp, fishing opportunities, picnic shelters, playgrounds, a dog park and a softball field, providing convenient access to boating, fishing, wildlife viewing and outdoor recreation. The surrounding East Lake area also offers an abundance of walking and biking opportunities, adding to the active Florida lifestyle. Fitness and recreation options are also close at hand, including the John Geigle YMCA on Village Center Drive, offering fitness, swimming, wellness and youth programming. For everyday necessities, nearby East Lake Road provides convenient access to shopping, grocery stores, pharmacies, professional services and other daily conveniences, including Ridgemoor Plaza and Publix Super Market at Brooker Creek. With golf, Lake Tarpon, parks, schools, fitness facilities, shopping and everyday services all concentrated nearby, this location combines a peaceful residential setting with outstanding convenience and access to some of Palm Harbor’s most desirable recreational amenities. * * PLEASE NOTE * * It is buyer's responsibility to verify all information. Information posted in MLS or any marketing materioal is not gauranteed.

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

1,958

Sqft

0.19 ac

Lot size

2

Garage

1981

Year built

One

Levels

$283

Per sqft

Private poolFireplaceTrees/Woods viewPets allowed

Inside

FlooringTile · Vinyl
AppliancesDishwasher · Microwave · Range · Refrigerator · Wine Refrigerator
InteriorCeiling Fan(s) · Primary Bedroom Main Floor · Split Bedroom · Stone Counters · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewTrees/Woods
FacesWest
ExteriorSliding Doors

Community & fees

HOA fee$16/mo
Taxes (2025)$7,666/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available · Electricity Connected · Public · Sewer Available · Sewer Connected · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,328 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,267
FHA mortgage insurance (est.)$245
Property tax — 2025 actual bill$639
HOA fee — from the listing$16
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $19,425Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $19,425
Interest rate6.00%
Loan term

Estimated payment

$4,328/mo

Principal & interest$3,267
FHA mortgage insurance (est.)$245
Property taxes (actual bill)$639
HOA / condo fee$16
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $555K
$483KedgeAI estimate $518,235 · range $503K–$540K$577K

vs edgeAI estimate

+7.1%

$/sqft vs Palm Harbor actives

$283 vs $265

Days on market

51 vs 68 typical

Where $283/sqft sits among the 400 Palm Harbor actives

70
85
81 · this home
91
37
36
$149–194$194–239$239–284$284–329$329–374$374+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lansbrook Village

Drive times from this address

Tampa Int’l Airport (TPA)≈ 36 min
Downtown Tampa≈ 39 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Palm Harbor. See the full Palm Harbor guide →

Lansbrook Village — neighborhood snapshot

Population

5,604

Median age

49

Median income

$140,957

Median home value

$625,945

Avg household

3

Households w/ children

606

For the school run

Pinellas County School District

ElementaryCypress Woods Elementary School★★★★★
HighEast Lake High School★★★★★
MiddleTarpon Springs Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palm Harbor market

Seller’s marketLeans seller — 3.8 months of inventoryBuyer’s market

$420K → $440K

Palm Harbor median sold, yr/yr

96.4%

Sale-to-list ratio (12 mo)

232 of 400

Palm Harbor actives have cut their price

Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 35% above the PALM HARBOR 34685 median. See the full Palm Harbor market guide →

Paper trail

This home's history

Aug 28, 2026Listed at $555,000 · 51 days on market since
1981Built · FAIRWAY FOREST

Reality check

What actually sold near 3582 FAIRWAY FOREST DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3643 FAIRWAY FOREST CIRCLESold · Jul ’26

$523,000

3643 FAIRWAY FOREST CIRCLE · same community

3 bd · 2 ba · 1,828 sqft · $286/sqft · 32 DOM

3553 FAIRWAY FOREST DRIVESold · Oct ’26

$598,000

3553 FAIRWAY FOREST DRIVE · same community

3 bd · 2 ba · 1,810 sqft · $330/sqft · 9 DOM

3506 FAIRWAY FOREST DRIVESold · May ’26

$440,000

3506 FAIRWAY FOREST DRIVE · same community

3 bd · 2 ba · 1,763 sqft · $250/sqft · 14 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Bridget McLennon

Your agent

Bridget McLennon

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3582 FAIRWAY FOREST DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3582 FAIRWAY FOREST DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3582 FAIRWAY FOREST DRIVE FAQs

What would the monthly payment be for 3582 FAIRWAY FOREST DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,328/mo — principal and interest, the actual property-tax bill, the $16/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3582 FAIRWAY FOREST DRIVE?+

The association fee works out to $16 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3582 FAIRWAY FOREST DRIVE?+

The most recent tax bill on record (2025) was $7,666. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3582 FAIRWAY FOREST DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Palm Harbor?+

At $555,000, this home is listed about 43% above the Palm Harbor median of $389,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3582 FAIRWAY FOREST DRIVE?+

Cypress Woods Elementary School (elementary), East Lake High School (high), Tarpon Springs Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$555,000 runs 35% above the PALM HARBOR 34685 median — but at 1,958 sqft it's also 31% larger than the typical Palm Harbor listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Cypress Woods Elementary School, East Lake High School, Tarpon Springs Middle School — Cypress Woods Elementary School rates 5 of 5. Always verify assignments with the district.

Listing courtesy of RE/MAX ELITE REALTY · Matthew Brashear. MLS #TB8543500.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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3582 FAIRWAY FOREST DRIVE, PALM HARBOR, FL — 4 Bed, 2 Bath — $555,000 | CENTURY 21 Edge