5050 LAKE VALENCIA BOULEVARD W, PALM HARBOR, FL, 34684
Active17 days on marketListed Sep 25, 2026MLS #TB8547251
About this home
5050 LAKE VALENCIA BOULEVARD W
This is the home you have been waiting for! You get gorgeous lake views right from your private pool paradise. Step inside and love the beautiful hardwood floors in the living and dining spaces, perfectly highlighted by a classic bay window. The split bedroom plan gives everyone plenty of room to spread out, featuring those same rich hardwoods in all the bedrooms and easy-to-clean tile everywhere else. The kitchen is nicely updated with a gas stove, granite counters, resurfaced white wood cabinets, a pantry, and a snack bar for casual meals. A separate wet bar in the family room includes glass shelving and a sink with cabinets that match the kitchen cabinets. It flows into a welcoming family room with a cozy wood-burning fireplace, high vaulted ceilings, and a slider that opens straight to the pool area. Speaking of outside, you have a beautiful, caged saltwater heated pool surrounded by pavers and a heated spa overlooking the water. The saltwater system was added in 2023, and the screen enclosure is brand new for 2024, while the pool itself was completely resurfaced in 2014—the same year the pool heater, pool pump, and propane tank were replaced. The garage is extra-large with louvred cabinets and a workbench with cabinets and a sink. You also get incredible peace of mind with the rest of the big-ticket items already handled for you: a 2018 roof, a 2018 water softener, 2022 super gutters, a 2023 propane stove, and a 2024 garage door, plus a brand-new home AC (10-year warranty) and nine hurricane windows just installed in 2026! The community here is fantastic too, offering a lakefront park with picnic areas, a playground, and a fishing pier. Wrap it all up with an awesome Palm Harbor location that puts restaurants, shopping, beaches, and the airport just a short drive away, and you are completely set.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,845
Sqft
0.28 ac
Lot size
2
Garage
1981
Year built
One
Levels
$325
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,831 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$3,831/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+6.7%
$/sqft vs Palm Harbor actives
$325 vs $263
Days on market
17 vs 69 typical
Where $325/sqft sits among the 400 Palm Harbor actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Valencia
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Harbor. See the full Palm Harbor guide →
Lake Valencia — neighborhood snapshot
Population
816
Median age
42
Median income
$103,661
Median home value
$414,522
Avg household
3
Households w/ children
83%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Harbor market
$420K → $440K
Palm Harbor median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
241 of 400
Palm Harbor actives have cut their price
Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 140% above the PALM HARBOR 34684 median. See the full Palm Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 5050 LAKE VALENCIA BOULEVARD W
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$645,000
2773 VALENCIA LANE W · same community
4 bd · 2 ba · 1,859 sqft · $347/sqft · 13 DOM
Sold · Jul ’26$630,000
5000 LAKE VALENCIA BOULEVARD W · same community
3 bd · 2 ba · 1,974 sqft · $319/sqft · 49 DOM
Sold · Apr ’26$500,000
2830 VALENCIA LANE W · same community
3 bd · 2 ba · 1,682 sqft · $297/sqft · 7 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Chad Creech
President, Commercial and Development Services · CENTURY 21 Edge
Tours, negotiation, and every question about 5050 LAKE VALENCIA BOULEVARD W — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5050 LAKE VALENCIA BOULEVARD W — before you fall in love.
See it in person
Schedule a tour
Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5050 LAKE VALENCIA BOULEVARD W FAQs
What would the monthly payment be for 5050 LAKE VALENCIA BOULEVARD W?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,831/mo — principal and interest, the actual property-tax bill, the $29/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5050 LAKE VALENCIA BOULEVARD W?+
The association fee works out to $29 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5050 LAKE VALENCIA BOULEVARD W?+
The most recent tax bill on record (2025) was $2,154. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5050 LAKE VALENCIA BOULEVARD W?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Harbor?+
At $599,999, this home is listed about 59% above the Palm Harbor median of $377,495. The market section on this page shows how the area is trending.
Which schools are assigned to 5050 LAKE VALENCIA BOULEVARD W?+
Lake St. George Elementary School (elementary), Palm Harbor Middle School (middle), Countryside High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$599,999 runs 140% above the PALM HARBOR 34684 median — but at 1,845 sqft it's also 26% larger than the typical Palm Harbor listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Lake St. George Elementary School, Palm Harbor Middle School, Countryside High School — Lake St. George Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of REDFIN CORPORATION · Dawn Liedtke. MLS #TB8547251.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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