5585 GREYSTON STREET, PALM HARBOR, FL, 34685
Active42 days on marketListed Sep 6, 2026MLS #TB8545296
About this home
5585 GREYSTON STREET
WELCOME TO YOUR FLORIDA PARADISE! This beautiful saltwater pool home with peaceful pond views is tucked away in the desirable gated community of Chattam Landing at Ridgemoor and is located in a NON-FLOOD ZONE! From the moment you step inside, you’ll love the soaring vaulted ceilings, bright open floor plan, and stunning views straight through to the pool and water beyond. The spacious kitchen features granite countertops, stainless-steel appliances, abundant cabinetry, stylish backsplash, and a breakfast bar perfect for entertaining. The private primary suite is your own retreat with vaulted ceilings, walk-in closet, pool access, and a beautifully remodeled ensuite featuring dual vanities and an oversized tiled shower. The split-bedroom floor plan offers two additional bedrooms and a full bath for family or guests. The backyard is where Florida living truly shines! Relax on the screened lanai, take a dip in the sparkling saltwater pool, entertain under the covered patio, or simply unwind while enjoying the tranquil pond views. Updates include interior paint (2023), exterior paint (5/2024), Roof (2016), HVAC (2018), Water Heater (2022), and Water Softener (2016). Conveniently located near shopping, dining, golf, beaches, entertainment, and airports. OFFERS WELCOME—come see why this one feels like home!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,634
Sqft
0.14 ac
Lot size
2
Garage
1987
Year built
One
Levels
$329
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,417 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,417/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+0.8%
$/sqft vs Palm Harbor actives
$329 vs $264
Days on market
42 vs 68 typical
Where $329/sqft sits among the 400 Palm Harbor actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ridgemoor
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Harbor. See the full Palm Harbor guide →
Ridgemoor — neighborhood snapshot
Population
2,300
Median age
56
Median income
$63,976
Median home value
$392,234
Avg household
2
Households w/ children
228
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Harbor market
$420K → $440K
Palm Harbor median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
233 of 400
Palm Harbor actives have cut their price
Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 31% above the PALM HARBOR 34685 median. See the full Palm Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 5585 GREYSTON STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’26$535,000
5569 GREYSTON STREET · same community
3 bd · 2 ba · 1,634 sqft · $327/sqft · 91 DOM
Sold · Jan ’26$520,000
5581 GREYSTON STREET · same community
3 bd · 2 ba · 1,602 sqft · $325/sqft · 36 DOM
Sold · Jun ’26$460,000
5590 GREYSTON STREET · same community
3 bd · 2 ba · 1,517 sqft · $303/sqft · 107 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Angela Rodriguez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 5585 GREYSTON STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5585 GREYSTON STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5585 GREYSTON STREET FAQs
What would the monthly payment be for 5585 GREYSTON STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,417/mo — principal and interest, the actual property-tax bill, the $211/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5585 GREYSTON STREET?+
The association fee works out to $211 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5585 GREYSTON STREET?+
The most recent tax bill on record (2025) was $7,692. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5585 GREYSTON STREET?+
The listing reports pets: Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Harbor?+
At $538,000, this home is listed about 38% above the Palm Harbor median of $389,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5585 GREYSTON STREET?+
Cypress Woods Elementary School (elementary), East Lake High School (high), Joseph L. Carwise Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$538,000 runs 31% above the PALM HARBOR 34685 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Cypress Woods Elementary School, East Lake High School, Joseph L. Carwise Middle School — Cypress Woods Elementary School rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY - ELITE PARTNERS II · Ida Young. MLS #TB8545296.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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