CENTURY 21 Edge
$489,0003 bd3 ba2,366 sqft$207 /sqft$3,949 /mo all-in ↓

10577 BANYAN BREEZE BOULEVARD, LAND O LAKES, FL, 34638

Active14 days on marketListed Sep 9, 2026MLS #TB8545542

Single Family ResidenceANGELINE PH 1A 1B 1C & 1D

About this home

10577 BANYAN BREEZE BOULEVARD

Why just retire when you can upgrade your entire lifestyle? Welcome to Angeline Active Adult, Tampa Bay’s newest 55+ lifestyle community, where resort-style living, outdoor adventures, and an exciting future are all part of the plan! Set within the expansive 6,200+ acre Angeline master-planned community in Land O’ Lakes, this beautiful home offers a thoughtfully designed TWO-STORY floor plan that gives you the best of both worlds—everyday convenience on the first floor with bonus space upstairs for guests, hobbies, or whatever comes next. Step inside to a bright, open layout designed for easy living and entertaining. The versatile flex room has been thoughtfully enhanced with ADDITIONAL CABINETRY AND A MURPHY BED, allowing the space to easily transition from a home office, hobby or creative space to comfortable accommodations for overnight guests. The open family and dining areas keep everyone connected, while the living space flows effortlessly outdoors to an OVERSIZED PRIVATE SCREENED LANAI overlooking peaceful conservation, creating a relaxing extension of the home with NO DIRECT VIEWS OF NEIGHBORING LANAIS. Whether enjoying your morning coffee, unwinding at the end of the day, or entertaining friends, this private outdoor setting is one you’ll appreciate year-round. One of the biggest advantages of this floor plan is the FIRST-FLOOR OWNER’S SUITE, offering a peaceful private retreat without the need to head upstairs at the end of the day. Secondary bedrooms provide comfortable accommodations for visiting family and friends, while the UPSTAIRS LOFT adds another flexible living space perfect for movie nights, games, hobbies, or a private guest retreat. But at Angeline, your home is only the beginning! The Active Adult community is planned to feature a private multi-million-dollar resort-style amenity center complete with a clubhouse, pool, sports courts, and spaces designed for gathering, recreation, and connection. Beyond the 55+ amenities, the larger Angeline community is planned around an incredible outdoor lifestyle with a community farm, approximately 3,600 acres of green space, up to 100 miles of trails for walking, jogging, and biking, plus a future recreational lagoon featuring acres of clear blue water and beachfront activities. Adding to the excitement surrounding this growing community, Angeline is also home to Moffitt Cancer Center’s Speros campus, bringing a major state-of-the-art research and healthcare destination right into the area. This isn’t about slowing down—it’s about having more time for the things you actually want to do. Whether that means morning walks, afternoons by the pool, discovering a new hobby, entertaining friends, or simply enjoying a beautiful home with less fuss, Angeline offers an exciting new way to experience your next chapter!

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

2,366

Sqft

0.13 ac

Lot size

3

Garage

2024

Year built

Two

Levels

$207

Per sqft

Trees/Woods view55+ communityPets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Electric Water Heater · Microwave · Range
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Other · Primary Bedroom Main Floor · Solid Surface Counters · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle · Tile
ConstructionBlock · Stucco
FoundationSlab
ViewTrees/Woods
FacesNorth
ParkingDriveway · Garage Door Opener · Tandem
ExteriorIrrigation System · Private Entrance · Sidewalk · Sliding Doors

Community & fees

HOA fee$215/mo
Taxes (2025)$5,746/yr
PetsYes
CommunityClubhouse · Community Mailbox · Deed Restrictions · Dog Park · Pool · Restaurant · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Fire Hydrant · Phone Available · Public · Sewer Connected · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,949 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,879
FHA mortgage insurance (est.)$216
Property tax — 2025 actual bill$479
HOA fee — from the listing$215
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $17,115Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $17,115
Interest rate6.00%
Loan term

Estimated payment

$3,949/mo

Principal & interest$2,879
FHA mortgage insurance (est.)$216
Property taxes (actual bill)$479
HOA / condo fee$215
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $489K
$409KedgeAI estimate $434,427 · range $427K$438K$509K

vs edgeAI estimate

+12.6%

$/sqft vs ANGELINE PH 1A 1B 1C & 1D

$207 vs $191

Days on market

14 vs 43 typical

Where $207/sqft sits among the 8 homes for sale in ANGELINE PH 1A 1B 1C & 1D

1
0
2
3
1
1 · this home
$158–167$167–175$175–184$184–193$193–201$201+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Land O Lakes

Drive times from this address

Tampa Int’l Airport (TPA)42 min
Downtown Tampa45 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Land O Lakes. See the full Land O Lakes guide →

LAND O LAKES 34638 — neighborhood snapshot

Population

35,900

Median age

37.7

Median income

$117,931

Median home value

$378,200

Avg household

3.15

Households w/ children

5,294

For the school run

Pasco County School District

ElementaryConnerton Elementary School★★★★★
HighLand O' Lakes High School★★★★
MiddlePine View Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Land O Lakes market

Seller’s marketSeller’s market2.9 months of inventoryBuyer’s market

$423K$414K

Land O Lakes median sold, yr/yr

98.3%

Sale-to-list ratio (12 mo)

4 of 8

ANGELINE PH 1A 1B 1C & 1D have cut their price

Median sold price, Land O Lakes, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 33% above the LAND O LAKES 34638 median. See the full Land O Lakes market guide →

Paper trail

This home's history

Sep 9, 2026Listed at $489,000 · 14 days on market since
2024Built · ANGELINE PH 1A 1B 1C & 1D

Reality check

What actually sold near 10577 BANYAN BREEZE BOULEVARD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

10843 IBIS BROOK COURTSold · May ’26

$470,000

10843 IBIS BROOK COURT · same community

3 bd · 3 ba · 2,366 sqft · $199/sqft · 88 DOM

10639 BAILEY PEARL COURTSold · Jan ’26

$518,000

10639 BAILEY PEARL COURT · same community

3 bd · 2.5 ba · 2,350 sqft · $220/sqft · 145 DOM

11040 BANYAN BREEZE BOULEVARDSold · Sep ’26

$485,000

11040 BANYAN BREEZE BOULEVARD · same community

3 bd · 2.5 ba · 2,349 sqft · $206/sqft · 62 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Frederick Paige

Your agent

Frederick Paige

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 10577 BANYAN BREEZE BOULEVARD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 10577 BANYAN BREEZE BOULEVARD — before you fall in love.

See it in person

Schedule a tour

Live availability from Frederick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

10577 BANYAN BREEZE BOULEVARD FAQs

What would the monthly payment be for 10577 BANYAN BREEZE BOULEVARD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,949/mo — principal and interest, the actual property-tax bill, the $215/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 10577 BANYAN BREEZE BOULEVARD?+

The association fee works out to $215 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 10577 BANYAN BREEZE BOULEVARD?+

The most recent tax bill on record (2025) was $5,746. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 10577 BANYAN BREEZE BOULEVARD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Land O Lakes?+

At $489,000, this home is listed about 17% above the Land O Lakes median of $419,450. The market section on this page shows how the area is trending.

Which schools are assigned to 10577 BANYAN BREEZE BOULEVARD?+

Connerton Elementary School (elementary), Land O' Lakes High School (high), Pine View Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$489,000 runs 33% above the LAND O LAKES 34638 median — but at 2,366 sqft it's also 16% larger than the typical Land O Lakes listing.

02Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

03Strong assigned schools

Connerton Elementary School, Land O' Lakes High School, Pine View Middle School — Land O' Lakes High School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of KELLER WILLIAMS SOUTH TAMPA · Brenda Wade. MLS #TB8545542.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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