3915 HEADSAIL DRIVE, NEW PORT RICHEY, FL, 34652
Active10 days on marketListed Sep 10, 2026MLS #TB8546495
About this home
3915 HEADSAIL DRIVE
Welcome to waterfront living! This beautifully renovated 3-bedroom, 2-bath single-family home brings the perfect combination of modern comfort while offering a coastal lifestyle. Situated on a canal with a private dock, this property is ideal enjoying the peaceful Florida waterfront view, and all it has to offer, from your own backyard. Inside, the home has been extensively updated from top to bottom. The completely renovated kitchen features all-new finishes and appliances, while both bathrooms have been fully renovated with stylish, modern finishes. The spacious primary bedroom offers a private retreat with a beautifully renovated en-suite bathroom and a walk-in closet. Two additional bedrooms provide comfortable accommodations for family, guests, a home office, or flexible living space, and share a second fully renovated bathroom. Major improvements include a new roof, roof-deck insulation for improved energy efficiency, new A/C system and ductwork, new water heater, new windows, and fresh interior and exterior paint. The interior features new 24" x 48" large-format tile flooring throughout, new solid-core interior doors and hardware, new baseboards, crown molding in the living room and kitchen, new blinds, and new light fixtures and electrical switches/receptacles throughout. New exterior doors, a new fire-rated garage door, and updated hardware and locks throughout add to the home's quality and functionality. The completely renovated kitchen features all-new finishes and appliances, while both bathrooms have been fully renovated with a fresh, modern design. New exterior doors and a new fire-rated garage door add to the home's quality and functionality. Outdoor and garage improvements continue with a new dock, improved backyard/deck, epoxy-coated garage floor, freshly painted garage, and new garage door opener. Updated landscaping and exterior improvements enhance the home's curb appeal. NO Mandatory HOA! However, Enjoy optional Beach Club Membership of $200/year for private beach access for community. Also, offered at $125/year, join the Gulf Harbors Civic Association, and get access to two boat ramps, game room, notary services, and other community events and benefits. Located near the Gulf and within one a of beautiful Robert K. Rees Memorial Park Beach, this home puts beaches, boating, and outdoor recreation close at hand. Just a couple miles away, you can explore the quaint, but up-and-coming Downtown New Port Richey area. Downtown Tarpon Springs is within five miles, offering the historic charm of the city, the famous Sponge Docks, Greek cuisine, unique shops, galleries, waterfront attractions, and a vibrant walkable downtown. With extensive renovations already completed, a private dock, canal frontage, and a desirable coastal location, this Flor-a-Mar home is ready to enjoy.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,492
Sqft
0.19 ac
Lot size
2
Garage
1969
Year built
One
Levels
$436
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,184 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,184/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+95.1%
$/sqft vs FLOR A MAR
$436 vs $385
Days on market
10 vs 55 typical
Where $436/sqft sits among the 60 homes for sale in FLOR A MAR
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Flor-a-mar
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Port Richey. See the full New Port Richey guide →
Flor-a-mar — neighborhood snapshot
Population
2,712
Median age
56
Median income
$96,857
Median home value
$435,193
Avg household
2
Households w/ children
136
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Port Richey market
$280K → $275K
New Port Richey median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
36 of 60
FLOR A MAR have cut their price
Median sold price, New Port Richey, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 234% above the NEW PORT RICHEY 34652 median. See the full New Port Richey market guide →
Paper trail
This home's history
Reality check
What actually sold near 3915 HEADSAIL DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$460,000
4927 FORESTAY COURT · same community
3 bd · 2 ba · 1,512 sqft · $304/sqft · 35 DOM
Sold · May ’26$670,000
5009 DORY DRIVE · same community
3 bd · 2 ba · 1,468 sqft · $456/sqft · 113 DOM
Sold · Mar ’26$265,000
4468 RUDDER WAY · same community
2 bd · 2 ba · 1,380 sqft · $192/sqft · 23 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Julian Rivera
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3915 HEADSAIL DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3915 HEADSAIL DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Julian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3915 HEADSAIL DRIVE FAQs
What would the monthly payment be for 3915 HEADSAIL DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,184/mo — principal and interest, the actual property-tax bill, the $10/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3915 HEADSAIL DRIVE?+
The association fee works out to $10 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3915 HEADSAIL DRIVE?+
The most recent tax bill on record (2025) was $3,151. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3915 HEADSAIL DRIVE?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in New Port Richey?+
At $650,000, this home is listed about 128% above the New Port Richey median of $284,900. The market section on this page shows how the area is trending.
Which schools are assigned to 3915 HEADSAIL DRIVE?+
Gulf High School (high), Gulf Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of NEW VISION REALTY INC · Yasmina Jacaj. MLS #TB8546495.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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