2109 CYPRESS POINT DRIVE N, CLEARWATER, FL, 33763
Active4 days on marketListed Sep 17, 2026MLS #TB8549250
About this home
2109 CYPRESS POINT DRIVE N
Move-in Ready! This beautifully updated corner-lot home offers 3 bedrooms, 2 bathrooms, and 1,520 square feet of relaxed living. The split-bedroom floor plan provides a natural flow between the living areas, with a generous primary suite and an oversized screened lanai for relaxing or entertaining. Thoughtful seller updates include waterproof LVP flooring, all appliances, smoothed ceilings, new lighting and fans, closet systems, gutters & leaf guards, a reconditioned HVAC system, whole-house water softener and filtration system, and much more! With no HOA, no flood zone, and no hurricane evacuation zone, plus convenient access to shopping, entertainment, highways, and only 20 minutes to Clearwater Beach, this home offers an optimal blend of updates, flexibility, and peace of mind.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,520
Sqft
0.18 ac
Lot size
2
Garage
1987
Year built
One
Levels
$342
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,729 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,729/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+15.7%
$/sqft vs Clearwater actives
$342 vs $224
Days on market
4 vs 53 typical
Where $342/sqft sits among the 400 Clearwater actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Cypress Point, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,100/mo median
Live Clearwater rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Cypress Point
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Cypress Point is a short-term-rental community. See the full guide →
CLEARWATER 33763 — neighborhood snapshot
Population
21,278
Median age
53.8
Median income
$53,552
Median home value
$215,900
Avg household
2.12
Households w/ children
1,898
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$328K → $336K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
249 of 400
Clearwater actives have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 230% above the CLEARWATER 33763 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 2109 CYPRESS POINT DRIVE N
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$545,000
2188 RIVERS BEND COURT · same community
3 bd · 2 ba · 1,504 sqft · $362/sqft · 134 DOM
Sold · May ’26$505,000
2173 CYPRESS POINT DRIVE N · same community
3 bd · 2 ba · 1,478 sqft · $342/sqft · 2 DOM
Sold · May ’26$445,000
2156 LITTLE BROOK LANE · same community
3 bd · 2 ba · 1,415 sqft · $314/sqft · 57 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Nicholas Giaccone
Director of Agent Success · CENTURY 21 Edge
Tours, negotiation, and every question about 2109 CYPRESS POINT DRIVE N — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2109 CYPRESS POINT DRIVE N — before you fall in love.
See it in person
Schedule a tour
Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2109 CYPRESS POINT DRIVE N FAQs
What would the monthly payment be for 2109 CYPRESS POINT DRIVE N?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,729/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2109 CYPRESS POINT DRIVE N?+
The most recent tax bill on record (2025) was $3,336. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 2109 CYPRESS POINT DRIVE N be rented short-term?+
Yes — this home sits inside Cypress Point, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
How does the price compare to other homes in Clearwater?+
At $520,000, this home is listed about 86% above the Clearwater median of $279,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2109 CYPRESS POINT DRIVE N?+
McMullen-Booth Elementary School (elementary), Countryside High School (high), Safety Harbor Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$520,000 runs 230% above the CLEARWATER 33763 median — but at 1,520 sqft it's also 20% larger than the typical Clearwater listing.
02Zoned for nightly rentals
Cypress Point is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Fresh on the market
Only 4 days on market in a Clearwater market that averages 53 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of FLAT FEE MLS REALTY · Stephen Hachey. MLS #TB8549250.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Clearwater homes, in your inbox
Like 2109 CYPRESS POINT DRIVE N but not quite? A daily digest of every new listing in Clearwater — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Nicholas to ping you on any price or status change →