312 WESTWINDS DRIVE, PALM HARBOR, FL, 34683
Active12 days on marketListed Oct 7, 2026MLS #TB8555342
About this home
312 WESTWINDS DRIVE
Welcome to 312 Westwinds Dr, located in the highly desirable waterfront community of Baywood Village with no HOA. This beautifully updated 3-bedroom, 3-bath home offers 1,947 square feet of thoughtfully renovated living space and sits directly on a saltwater canal just minutes from open water. No expense was spared in the top-to-bottom remodel, creating a move-in-ready home with modern finishes and exceptional attention to detail throughout. A new primary suite addition was completed in 2019, adding even more comfort and functionality to the floor plan. Enjoy waterfront living with direct Gulf access and no bridges. Bright, open living areas capture natural light and water views, creating a comfortable setting for everyday living and entertaining. The island kitchen features all-new appliances, solid hardwood cabinetry with soft-close doors and drawers, under-cabinet lighting, stone countertops, custom light fixtures, and wood-look ceramic tile flooring. Oversized three-panel sliding doors connect the dining area to a covered waterfront patio, bringing the outdoors into your living space. A wet bar with a sink, cabinetry, wine refrigerator, and accent lighting makes hosting easy. The primary suite offers private patio access, a custom walk-in closet, and a spacious bathroom with dual sinks, a soaking tub, and a separate walk-in shower. A Murphy bed in the second bedroom provides flexibility for guests or a home office. The dedicated laundry room includes cabinetry, a utility sink, and a shoe organizer, while plantation shutters throughout complete the interior. Outside, the covered brick-paver patio features a ceiling fan and grilling area overlooking the water. Low-maintenance landscaping, a storage shed, and white vinyl fencing with double gates add convenience. The composite dock is equipped with a 10,000-pound boat lift, electricity, and water connections, making it easy to head out for a day on the Gulf. Conveniently located near the historic Tarpon Springs Sponge Docks, Wall Springs Park, Fred Howard Park Beach, Sunset Beach, Honeymoon and Caladesi Islands, the Pinellas Trail, and Innisbrook Golf Club, this home puts boating, beaches, dining, and outdoor recreation within easy reach.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
1,947
Sqft
0.16 ac
Lot size
2
Garage
1965
Year built
One
Levels
$431
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,762 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,762/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+55.1%
$/sqft vs BAYWOOD VILLAGE
$431 vs $386
Days on market
12 vs 68 typical
Where $431/sqft sits among the 8 homes for sale in BAYWOOD VILLAGE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Baywood Village
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Harbor. See the full Palm Harbor guide →
Baywood Village — neighborhood snapshot
Population
962
Median age
50
Median income
$78,162
Median home value
$451,100
Avg household
2
Households w/ children
38%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Harbor market
$420K → $440K
Palm Harbor median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
4 of 8
BAYWOOD VILLAGE have cut their price
Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 113% above the PALM HARBOR 34683 median. See the full Palm Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 312 WESTWINDS DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$550,000
336 WESTWINDS CIRCLE · same community
3 bd · 2 ba · 1,930 sqft · $285/sqft · 253 DOM
Sold · Nov ’25$549,000
304 WESTWINDS DRIVE · same community
4 bd · 3.5 ba · 2,027 sqft · $271/sqft · 106 DOM
Sold · Apr ’26$800,000
405 DRIFTWOOD DRIVE E · same community
3 bd · 3 ba · 2,073 sqft · $386/sqft · 1 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Leila Sabat
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 312 WESTWINDS DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 312 WESTWINDS DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Leila's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
312 WESTWINDS DRIVE FAQs
What would the monthly payment be for 312 WESTWINDS DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,762/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 312 WESTWINDS DRIVE?+
The most recent tax bill on record (2025) was $9,054. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palm Harbor?+
At $840,000, this home is listed about 116% above the Palm Harbor median of $388,500. The market section on this page shows how the area is trending.
Which schools are assigned to 312 WESTWINDS DRIVE?+
Sunset Hills Elementary School (elementary), Tarpon Springs High School (high), Tarpon Springs Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$840,000 runs 113% above the PALM HARBOR 34683 median — but at 1,947 sqft it's also 30% larger than the typical Palm Harbor listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Sunset Hills Elementary School, Tarpon Springs High School, Tarpon Springs Middle School — Sunset Hills Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Jonathan Hernandez. MLS #TB8555342.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Palm Harbor homes, in your inbox
Like 312 WESTWINDS DRIVE but not quite? A daily digest of every new listing in Palm Harbor — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Leila to ping you on any price or status change →