1983 FAN ALOE WAY, RUSKIN, FL, 33570
Active3 days on marketListed Oct 9, 2026MLS #TB8556494
About this home
1983 FAN ALOE WAY
WHY WAIT TO BUILD? Enjoy the benefits of NEWER CONSTRUCTION WITHOUT THE WAIT at 1983 Fan Aloe Way! Located on a QUIET CUL-DE-SAC in Ruskin’s Spencer Creek community, this meticulously maintained 2022-BUILT HOME offers 3 BEDROOMS, 2 BATHROOMS, a 2-CAR GARAGE, and 1,540 SQ FT of bright, open living space. The OPEN-CONCEPT, SPLIT-BEDROOM FLOOR PLAN features high ceilings, plenty of natural light, and a spacious kitchen with STONE COUNTERTOPS, CENTER ISLAND, solid wood cabinetry, pantry, and stainless steel appliances. An added bonus is the REVERSE OSMOSIS WATER FILTRATION SYSTEM, providing filtered drinking water directly from your kitchen faucet! The primary suite features a WALK-IN CLOSET, DUAL VANITIES, and a spacious walk-in shower with rainfall showerhead. Step outside to your FULLY FENCED BACKYARD with vinyl privacy fencing, perfect for relaxing, entertaining, and enjoying the Florida lifestyle. Enjoy peace of mind with a 2022 ROOF, 2022 AC, and newer Electrical, Water Heater, and Appliances—all in fantastic working order! Additional features include an irrigation system, rain gutters, and NO FLOOD ZONE!! Residents enjoy a COMMUNITY POOL, CLUBHOUSE, DOG PARK, PLAYGROUND, and sidewalks, all with a LOW HOA FEE collected once a year! Conveniently located near shopping, dining, schools, parks, and major roadways. Whether you're looking for your first home, downsizing, or investing, this property offers the SPACE, PRIVACY, AND CONVENIENCE of newer construction without the added wait. ALL FINANCING TYPES WELCOME—CONVENTIONAL, VA, FHA, USDA, DOWN PAYMENT ASSISTANCE PROGRAMS, AND CASH! This home is MOVE-IN READY AND WAITING JUST FOR YOU—SCHEDULE YOUR PRIVATE SHOWING TODAY before someone else takes advantage of this awesome opportunity & price!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,540
Sqft
0.14 ac
Lot size
2
Garage
2022
Year built
One
Levels
$195
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,805 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,805/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−5.7%
$/sqft vs Ruskin actives
$195 vs $179
Days on market
3 vs 76 typical
Where $195/sqft sits among the 274 Ruskin actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ruskin
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ruskin. See the full Ruskin guide →
RUSKIN 33570 — neighborhood snapshot
Population
33,676
Median age
36.7
Median income
$69,048
Median home value
$255,400
Avg household
2.86
Households w/ children
4,421
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ruskin market
$315K → $322K
Ruskin median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
151 of 274
Ruskin actives have cut their price
Median sold price, Ruskin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 9% below the RUSKIN 33570 median. See the full Ruskin market guide →
Paper trail
This home's history
Reality check
What actually sold near 1983 FAN ALOE WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$445,000
1757 FRED IVES STREET · same community
5 bd · 2.5 ba · 2,415 sqft · $184/sqft · 110 DOM
Sold · Jun ’26$420,000
1555 COLDING DRIVE · same community
5 bd · 3 ba · 2,557 sqft · $164/sqft · 29 DOM
Sold · Aug ’26$375,000
1846 SILVER STAR PLACE · same community
5 bd · 3.5 ba · 3,346 sqft · $112/sqft · 12 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Iain Robinson
Broker Associate · CENTURY 21 Edge
Tours, negotiation, and every question about 1983 FAN ALOE WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1983 FAN ALOE WAY — before you fall in love.
See it in person
Schedule a tour
Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1983 FAN ALOE WAY FAQs
What would the monthly payment be for 1983 FAN ALOE WAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,805/mo — principal and interest, the actual property-tax bill, the $118/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1983 FAN ALOE WAY?+
The association fee works out to $118 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1983 FAN ALOE WAY?+
The most recent tax bill on record (2025) was $7,542. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1983 FAN ALOE WAY?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ruskin?+
At $299,900, this home is listed about 12% below the Ruskin median of $339,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1983 FAN ALOE WAY?+
Ruskin Elementary School (elementary), Lennard High School (high), Shields Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the RUSKIN 33570 market on paper
$299,900 is 9% below the RUSKIN 33570 median of $329,000, and at $195/sqft it sits under the Ruskin average of $212.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 3 days on market in a Ruskin market that averages 76 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of COMPASS FLORIDA LLC · Romana Simplice. MLS #TB8556494.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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