CENTURY 21 Edge
$925,0004 bd3.5 ba2,900 sqft$319 /sqft≈$5,567 /mo all-in ↓

7609 DEEDRA CIRCLE, PORT RICHEY, FL, 34668

Active2 days on marketListed Oct 17, 2026MLS #TB8557610

✦ New constructionWaterfrontPrivate poolFully furnishedSingle Family ResidenceLAKE TO GULF ESTATES

About this home

7609 DEEDRA CIRCLE

Experience luxury waterfront living at 7609 Deedra Circle! Completed in 2025, this stunning three-story home combines modern elegance, thoughtful design, and the ultimate Florida lifestyle. Nestled along a peaceful canal with access to the Gulf of Mexico, best suited for kayaks and paddleboards during favorable tidal conditions, this property invites you to enjoy fishing, exploring the waterways, and the tranquility of waterfront living. Step inside to discover sleek contemporary architecture, soaring ceilings, clean lines, and abundant natural light. The second floor serves as the heart of the home, featuring a spacious open-concept living and dining area that flows into a beautifully appointed gourmet kitchen. Designed with style and functionality in mind, the kitchen showcases quartz countertops, abundant cabinetry, premium GE Café appliances, an induction cooktop, and a modern wall-mounted pot filler. French doors open to inviting balconies offering peaceful water views, surrounding nature, and breathtaking Florida sunsets. Also located on the second floor is the luxurious primary suite, offering a peaceful retreat with a spacious walk-in closet and beautifully appointed ensuite bathroom featuring dual vanities, a relaxing soaking tub, and a separate walk-in shower with both rainfall and handheld showerheads. An additional half bathroom provides convenience for guests. The third floor offers exceptional comfort and versatility, featuring a spacious loft, three additional bedrooms, two full bathrooms, and a conveniently located laundry room. One bedroom serves as a luxurious secondary primary suite, complete with a private ensuite bathroom featuring dual vanities and its own balcony overlooking the beautiful surroundings. This thoughtful layout provides an ideal retreat for guests or extended family. The impressive four-car tandem garage features insulated garage doors, a dedicated mini-split A/C system, and additional storage. One of the home's most thoughtful features is a vertically aligned space extending from the garage level to the third floor, specifically designed to accommodate the future installation of an elevator. This forward-thinking design offers the potential for convenient access between all three levels. Whether used as a workshop, hobby space, or extra storage, the garage offers exceptional versatility. A central vacuum system adds everyday convenience. Outside, your private waterfront oasis awaits! The sparkling saltwater pool is surrounded by inviting outdoor entertaining spaces and complemented by a beautiful waterfall and fire pit feature, creating the perfect atmosphere for gatherings or peaceful evenings under the stars. Lush tropical landscaping enhances the coastal setting, while spacious balconies offer additional opportunities to unwind and enjoy the scenery. Whether lounging poolside, exploring the canal by kayak, entertaining friends and family, or watching the sun set over the water, this extraordinary home captures everything there is to love about Florida living. Luxury, comfort, and waterfront serenity come together in this exceptional coastal retreat. Welcome home!

Facts & features

The home at a glance

4

Bedrooms

3.5

Bathrooms

2,900

Sqft

0.14 ac

Lot size

4

Garage

2025

Year built

Three Or More

Levels

$319

Per sqft

Private poolWaterfrontWater viewFurnishedPets allowed

Inside

FlooringLuxury Vinyl
AppliancesBuilt-In Oven · Dishwasher · Dryer · Microwave · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Smart Thermostat · Vaulted Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air · Mini-Split Unit(s)
HeatingCentral
FurnishedFurnished

Outside & construction

RoofMembrane
ConstructionBlock · Stucco
FoundationSlab · Stem Wall
ViewWater
FacesWest
ParkingGarage Door Opener · Golf Cart Garage · Tandem
ExteriorBalcony · Fire Pit · French Doors · Irrigation System · Lighting · Private Mailbox · Rain Gutters

Community & fees

Taxes (2025)$822/yr
PetsCats OK, Dogs OK, Yes

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$5,567 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,991
PMI (est., until 20% equity)$347
Property tax — 2025 actual bill$68
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $92,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $92,500
Interest rate6.00%
Loan term

Estimated payment

$5,567/mo

Principal & interest$4,991
PMI (est., until 20% equity)$347
Property taxes (actual bill)$68
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $925K
$888KedgeAI estimate $1,070,415 · range $963K–$1.2M$1.2M

vs edgeAI estimate

−13.6%

$/sqft vs Port Richey actives

$319 vs $189

Days on market

2 vs 57 typical

Where $319/sqft sits among the 372 Port Richey actives

63
92
113
64
18
22 · this home
$113–148$148–182$182–216$216–250$250–285$285+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lake Gulf Estates

Drive times from this address

Tampa Int’l Airport (TPA)≈ 52 min
Downtown Tampa≈ 56 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Port Richey. See the full Port Richey guide →

Lake Gulf Estates — neighborhood snapshot

Population

162

Median age

51

Median income

$72,941

Median home value

$305,200

Avg household

2

Households w/ children

16%

For the school run

Pasco County School District

ElementaryRichey Elementary School★★★★★
MiddleGulf Middle School★★★★★
HighGulf High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Port Richey market

Seller’s marketLeans seller — 4.8 months of inventoryBuyer’s market

$229K → $229K

Port Richey median sold, yr/yr

97.1%

Sale-to-list ratio (12 mo)

204 of 372

Port Richey actives have cut their price

Median sold price, Port Richey, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 302% above the PORT RICHEY 34668 median. See the full Port Richey market guide →

Paper trail

This home's history

Oct 17, 2026Listed at $925,000 · 2 days on market since
2025Built · LAKE TO GULF ESTATES

Reality check

What actually sold near 7609 DEEDRA CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

7638 DEEDRA CIRCLESold · Jan ’26

$975,000

7638 DEEDRA CIRCLE · same community

5 bd · 3.5 ba · 4,640 sqft · $210/sqft · 117 DOM

7041 JASMIN DRIVESold · Jul ’26

$310,000

7041 JASMIN DRIVE

5 bd · 3.5 ba · 2,944 sqft · $105/sqft · 9 DOM

4536 HERON LODGESold · Sep ’26

$310,000

4536 HERON LODGE

3 bd · 3 ba · 2,510 sqft · $124/sqft · 183 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Shawn Headley

Your agent

Shawn Headley

Realtor · CENTURY 21 Edge

Tours, negotiation, and every question about 7609 DEEDRA CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 7609 DEEDRA CIRCLE — before you fall in love.

See it in person

Schedule a tour

Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

7609 DEEDRA CIRCLE FAQs

What would the monthly payment be for 7609 DEEDRA CIRCLE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,567/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 7609 DEEDRA CIRCLE?+

The most recent tax bill on record (2025) was $822. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 7609 DEEDRA CIRCLE?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Port Richey?+

At $925,000, this home is listed about 271% above the Port Richey median of $249,000. The market section on this page shows how the area is trending.

Which schools are assigned to 7609 DEEDRA CIRCLE?+

Richey Elementary School (elementary), Gulf Middle School (middle), Gulf High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$925,000 runs 302% above the PORT RICHEY 34668 median — but at 2,900 sqft it's also nearly twice the size of the typical Port Richey listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Fresh on the market

Only 2 days on market in a Port Richey market that averages 57 — if it fits, move quickly.

Listing courtesy of FUTURE HOME REALTY INC · Rachael Corry. MLS #TB8557610.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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