874 PINEWOOD TERRACE W, PALM HARBOR, FL, 34683
Active4 days on marketListed Oct 14, 2026MLS #TB8557726
About this home
874 PINEWOOD TERRACE W
Updated Westlake Village Pool Home! Located on a corner lot in the Palm Harbor University School District, this home offers the perfect blend of comfort and outdoor living. The updated eat-in kitchen features abundant cabinetry, generous counter space, and a breakfast bar overlooking the family room with a wood-burning fireplace and French doors leading to the pool area. While exploring the kitchen don't overlook the walk-in pantry with extra storage. The spacious primary suite boasts a walk-in closet, updated en-suite bath, and private pool access. Two additional bedrooms, formal living and dining rooms (currently used as a home office), and an inside laundry room complete the interior. Enjoy two outdoor spaces—a covered lanai inside the screened pool enclosure and an open patio for soaking up the sun. The solar-heated pool extends your swimming season! Major updates include a 2023 roof, 2025 A/C, and 2026 attic insulation and pool pump. Walk to the community park featuring pickleball, tennis and basketball courts, sand volleyball, walking trails, an Olympic-size pool, and more. This home is ready for you to enjoy Florida living!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,107
Sqft
0.29 ac
Lot size
2
Garage
1983
Year built
One
Levels
$304
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,673 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,673/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+1.3%
$/sqft vs Palm Harbor actives
$304 vs $264
Days on market
4 vs 68 typical
Where $304/sqft sits among the 400 Palm Harbor actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Westlake Village
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Harbor. See the full Palm Harbor guide →
Westlake Village — neighborhood snapshot
Population
1,504
Median age
47
Median income
$126,422
Median home value
$474,000
Avg household
3
Households w/ children
150
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Harbor market
$420K → $440K
Palm Harbor median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
234 of 400
Palm Harbor actives have cut their price
Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 62% above the PALM HARBOR 34683 median. See the full Palm Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 874 PINEWOOD TERRACE W
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$550,000
828 LAKESIDE TERRACE · same community
3 bd · 2 ba · 2,128 sqft · $258/sqft · 154 DOM
Sold · Oct ’26$415,000
862 PINEWOOD TERRACE W · same community
4 bd · 2 ba · 2,243 sqft · $185/sqft · 9 DOM
Sold · Aug ’26$681,000
848 HILLSIDE DRIVE · same community
4 bd · 3 ba · 2,457 sqft · $277/sqft · 105 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Emanuel Marin Maldonado
Real estate agent · CENTURY 21 Edge
Tours, negotiation, and every question about 874 PINEWOOD TERRACE W — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 874 PINEWOOD TERRACE W — before you fall in love.
See it in person
Schedule a tour
Live availability from Emanuel's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
874 PINEWOOD TERRACE W FAQs
What would the monthly payment be for 874 PINEWOOD TERRACE W?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,673/mo — principal and interest, the actual property-tax bill, the $73/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 874 PINEWOOD TERRACE W?+
The association fee works out to $73 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 874 PINEWOOD TERRACE W?+
The most recent tax bill on record (2025) was $8,961. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 874 PINEWOOD TERRACE W?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Harbor?+
At $639,916, this home is listed about 65% above the Palm Harbor median of $389,000. The market section on this page shows how the area is trending.
Which schools are assigned to 874 PINEWOOD TERRACE W?+
Palm Harbor University High (high), Sutherland Elementary School (elementary), Palm Harbor Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$639,916 runs 62% above the PALM HARBOR 34683 median — but at 2,107 sqft it's also 40% larger than the typical Palm Harbor listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 4 days on market in a Palm Harbor market that averages 68 — if it fits, move quickly.
04Strong assigned schools
Palm Harbor University High, Sutherland Elementary School, Palm Harbor Middle School — Palm Harbor University High rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY- PALM HARBOR · Tim Kizer. MLS #TB8557726.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Palm Harbor homes, in your inbox
Like 874 PINEWOOD TERRACE W but not quite? A daily digest of every new listing in Palm Harbor — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Emanuel to ping you on any price or status change →