859 PINEWOOD TERRACE W, PALM HARBOR, FL, 34683
Active41 days on marketListed Sep 8, 2026MLS #TB8544679
About this home
859 PINEWOOD TERRACE W
Welcome to this spacious 4-bedroom, 2.5-bathroom home located in the desirable Westlake Village community. Upon entering, you are greeted by an inviting living room featuring vaulted ceilings and ample space for entertaining. The dining room seamlessly connects to both the living area and kitchen, creating an ideal layout for gatherings. The kitchen is well-equipped with a double oven range, a center kitchen island, and a breakfast bar that connects to the family room. The family room offers a cozy wood-burning fireplace, built-in shelving, and direct access to the lanai and pool area, making indoor-outdoor living effortless. The primary suite is conveniently located on the main floor and features dual closets and an ensuite bathroom complete with a walk-in closet, Roman tub, and shower. A laundry room and half bathroom are also situated on the first floor for added convenience. Upstairs, you’ll find three spacious bedrooms—two of which include walk-in closets—along with a versatile loft featuring a charming reading nook. The second full bathroom offers a tub and shower combination and is enhanced by a skylight for natural light. Step outside to enjoy the large screened-in lanai with a pool and covered seating area, perfect for relaxing and enjoying Florida living year-round. The property also boasts a generous backyard, providing additional space for outdoor activities, as well as a second-story balcony, ideal for enjoying morning coffee or evening sunsets. Westlake Village residents enjoy an array of community amenities, including scenic park trails, basketball courts, tennis courts, volleyball courts, pickleball courts, swimming pools, and a clubhouse, offering something for everyone to enjoy.
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,450
Sqft
0.27 ac
Lot size
1
Garage
1985
Year built
Two
Levels
$235
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,556 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$3,556/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−11.4%
$/sqft vs Palm Harbor actives
$235 vs $268
Days on market
41 vs 68 typical
Where $235/sqft sits among the 400 Palm Harbor actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Westlake Village
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Harbor. See the full Palm Harbor guide →
Westlake Village — neighborhood snapshot
Population
1,504
Median age
47
Median income
$126,422
Median home value
$474,000
Avg household
3
Households w/ children
150
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Harbor market
$420K → $440K
Palm Harbor median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
230 of 400
Palm Harbor actives have cut their price
Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 46% above the PALM HARBOR 34683 median. See the full Palm Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 859 PINEWOOD TERRACE W
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$681,000
848 HILLSIDE DRIVE · same community
4 bd · 3 ba · 2,457 sqft · $277/sqft · 105 DOM
Sold · Aug ’26$725,000
818 VILLAGE WAY · same community
4 bd · 3 ba · 2,532 sqft · $286/sqft · 6 DOM
Sold · Oct ’26$415,000
862 PINEWOOD TERRACE W · same community
4 bd · 2 ba · 2,243 sqft · $185/sqft · 9 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anthony Richardson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 859 PINEWOOD TERRACE W — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 859 PINEWOOD TERRACE W — before you fall in love.
See it in person
Schedule a tour
Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
859 PINEWOOD TERRACE W FAQs
What would the monthly payment be for 859 PINEWOOD TERRACE W?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,556/mo — principal and interest, the actual property-tax bill, the $67/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 859 PINEWOOD TERRACE W?+
The association fee works out to $67 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 859 PINEWOOD TERRACE W?+
The most recent tax bill on record (2025) was $134. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 859 PINEWOOD TERRACE W?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Harbor?+
At $575,000, this home is listed about 48% above the Palm Harbor median of $388,500. The market section on this page shows how the area is trending.
Which schools are assigned to 859 PINEWOOD TERRACE W?+
Palm Harbor University High (high), Sutherland Elementary School (elementary), Palm Harbor Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$575,000 runs 46% above the PALM HARBOR 34683 median — but at 2,450 sqft it's also 64% larger than the typical Palm Harbor listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Palm Harbor University High, Sutherland Elementary School, Palm Harbor Middle School — Palm Harbor University High rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $600,000, now $575,000 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY- PALM HARBOR · Jake Yencarelli. MLS #TB8544679.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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