4421 S ATLANTIC AVENUE UNIT A2, PONCE INLET, FL, 32127
Active170 days on marketListed Apr 23, 2026MLS #V4948654
About this home
4421 S ATLANTIC AVENUE UNIT A2
Experience coastal living at its finest in this stunning 3-bedroom, 3-bathroom oceanfront townhome in the highly sought-after Ponce Inlet. Nestled next to the pool, this residence offers not only the luxury of direct access to the pristine beach but also the convenience of a refreshing swim just steps away. Wake up to breathtaking sunrises over the sparkling Atlantic Ocean, visible right from the comfort of your own home. With a spacious interior, modern amenities, and the soothing sound of waves as your soundtrack, this townhome is a haven for those seeking the perfect blend of elegance and beachside charm. Includes a 1 car garage. Don't miss the opportunity to make this oceanfront retreat your dream home. Information in the MLS is deemed to be accurate however cannot be guaranteed
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,660
Sqft
1.02 ac
Lot size
1
Garage
1984
Year built
Two
Levels
$337
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,238 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,238/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+33.1%
$/sqft vs Ponce Inlet actives
$337 vs $364
Days on market
170 vs 69 typical
Where $337/sqft sits among the 47 Ponce Inlet actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ponce Inlet
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ponce Inlet. See the full Ponce Inlet guide →
PONCE INLET 32127 — neighborhood snapshot
Population
28,430
Median age
53.6
Median income
$65,260
Median home value
$301,800
Avg household
2.18
Households w/ children
2,656
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ponce Inlet market
$616K → $612K
Ponce Inlet median sold, yr/yr
94.1%
Sale-to-list ratio (12 mo)
20 of 47
Ponce Inlet actives have cut their price
Median sold price, Ponce Inlet, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 35% above the PONCE INLET 32127 median. See the full Ponce Inlet market guide →
Paper trail
This home's history
Reality check
What actually sold near 4421 S ATLANTIC AVENUE UNIT A2
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$625,000
4651 S ATLANTIC AVENUE UNIT 9705
2 bd · 2 ba · 1,672 sqft · $374/sqft · 84 DOM
Sold · Mar ’26$557,500
4631 S ATLANTIC AVENUE UNIT 8702
2 bd · 2 ba · 1,672 sqft · $333/sqft · 9 DOM
Sold · Aug ’26$467,550
4621 S ATLANTIC AVENUE UNIT 7506
2 bd · 2 ba · 1,672 sqft · $280/sqft · 263 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kathy Miller
real estate agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4421 S ATLANTIC AVENUE UNIT A2 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4421 S ATLANTIC AVENUE UNIT A2 — before you fall in love.
See it in person
Schedule a tour
Live availability from Kathy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4421 S ATLANTIC AVENUE UNIT A2 FAQs
What would the monthly payment be for 4421 S ATLANTIC AVENUE UNIT A2?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,238/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4421 S ATLANTIC AVENUE UNIT A2?+
The most recent tax bill on record (2025) was $6,475. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4421 S ATLANTIC AVENUE UNIT A2?+
The listing reports pets: Breed Restrictions, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ponce Inlet?+
At $559,000, this home is listed about 25% below the Ponce Inlet median of $749,500. The market section on this page shows how the area is trending.
Which schools are assigned to 4421 S ATLANTIC AVENUE UNIT A2?+
Spruce Creek High School (high), Port Orange Elementary School (elementary), Silver Sands Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$559,000 runs 35% above the PONCE INLET 32127 median.
02Pool & Water views
The pool and water view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
170 days on market against a Ponce Inlet median of 69 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Spruce Creek High School, Port Orange Elementary School, Silver Sands Middle School — Spruce Creek High School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $599,000, now $559,000 — a $40K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of ADAMS, CAMERON & CO., REALTORS · Cyndi Ritchey. MLS #V4948654.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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