CENTURY 21 Edge
$324,500$329,0003 bd2 ba1,566 sqft$207 /sqft$2,330 /mo all-in ↓

1260 2ND STREET, ORANGE CITY, FL, 32763

Active7 days on marketListed Sep 13, 2026MLS #V4951186

Reduced $5KSingle Family ResidencePLAT #1/WEST HLND

About this home

1260 2ND STREET

Freshly renovated from top to bottom, this 3-bedroom, 2-bath home pairs a beautiful new interior with impressive curb appeal and a comfortable split-bedroom floor plan. From the moment you arrive, the stone accents, arched front windows, fresh exterior paint, and new landscaping give the home a polished look that stands out. Inside, nearly 1,600 square feet of living space has been refreshed with new flooring and fresh interior paint, creating a clean, cohesive feel throughout. The spacious living room sits at the heart of the home, where cathedral ceilings add an open, airy feel and sliding glass doors provide a natural connection to the screened porch and backyard. The kitchen has been completely transformed with brand-new solid wood cabinetry, quartz countertops, a custom stone backsplash, and brand-new appliances. Just off the kitchen, a separate laundry room provides a convenient transition between the main living space and the two-car garage. The split-bedroom layout gives the primary suite its own side of the home, creating added privacy from the two secondary bedrooms. Both bathrooms have been refreshed with brand-new vanities and quartz countertops, carrying the home's updated finishes throughout. Beyond the cosmetic improvements, some of the home's most important updates have already been taken care of, including a brand-new roof and an HVAC system that is only approximately two years old. Outdoor living is easy with a screened porch overlooking the large backyard, offering plenty of room for pets, play, gardening, or simply enjoying the Florida weather. A storage shed adds extra space for lawn equipment, tools, and outdoor gear, while new landscaping in both the front and backyard completes the home's refreshed appearance. With major updates already completed, a functional floor plan, generous outdoor space, and a beautifully finished interior, this home is ready for its next owners to simply settle in and enjoy.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,566

Sqft

0.23 ac

Lot size

2

Garage

2004

Year built

One

Levels

$207

Per sqft

Inside

FlooringLuxury Vinyl
AppliancesDishwasher · Disposal · Microwave · Range · Refrigerator
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Solid Wood Cabinets · Stone Counters · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Concrete
FoundationSlab
FacesNorth
ExteriorSliding Doors

Community & fees

Taxes (2025)$1,392/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,330 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,910
FHA mortgage insurance (est.)$144
Property tax — 2025 actual bill$116
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,358Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,358
Interest rate6.00%
Loan term

Estimated payment

$2,330/mo

Principal & interest$1,910
FHA mortgage insurance (est.)$144
Property taxes (actual bill)$116
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $325K
$303KedgeAI estimate $324,404 · range $316K$339K$352K

vs edgeAI estimate

Right at the estimate

$/sqft vs Orange City actives

$207 vs $216

Days on market

7 vs 48 typical

Where $207/sqft sits among the 71 Orange City actives

6
8
19 · this home
16
10
12
$143–164$164–186$186–208$208–230$230–252$252+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Orange City

Drive times from this address

Downtown Orlando44 min
Universal Orlando57 min
Orlando Int’l Airport (MCO)63 min
Walt Disney World69 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Orange City. See the full Orange City guide →

ORANGE CITY 32763 — neighborhood snapshot

Population

25,667

Median age

44.8

Median income

$64,022

Median home value

$239,700

Avg household

2.31

Households w/ children

2,763

For the school run

Volusia County School District

MiddleRiver Springs Middle School★★★★★
ElementaryOrange City Elementary School★★★★
HighUniversity High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Orange City market

Seller’s marketSeller’s market2.6 months of inventoryBuyer’s market

$320K$305K

Orange City median sold, yr/yr

97.9%

Sale-to-list ratio (12 mo)

43 of 71

Orange City actives have cut their price

Median sold price, Orange City, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 12% above the ORANGE CITY 32763 median. See the full Orange City market guide →

Paper trail

This home's history

CurrentPrice reduced to $324,500 $5K
Sep 13, 2026Listed at $329,000 · 7 days on market since
2004Built · PLAT #1/WEST HLND

Reality check

What actually sold near 1260 2ND STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1260 2ND STREETSold · Aug ’26

$210,000

1260 2ND STREET · same community

3 bd · 2 ba · 1,566 sqft · $134/sqft · 25 DOM

889 S CARPENTER AVENUESold · Nov ’25

$140,000

889 S CARPENTER AVENUE

3 bd · 1.5 ba · 1,568 sqft · $89/sqft · 5 DOM

900 S SPARKMAN AVENUESold · Jan ’26

$245,000

900 S SPARKMAN AVENUE

3 bd · 2 ba · 1,552 sqft · $158/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Gianfranco Di Flumeri

Your agent

Gianfranco Di Flumeri

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1260 2ND STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1260 2ND STREET — before you fall in love.

See it in person

Schedule a tour

Live availability from Gianfranco's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1260 2ND STREET FAQs

What would the monthly payment be for 1260 2ND STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,330/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1260 2ND STREET?+

The most recent tax bill on record (2025) was $1,392. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Orange City?+

At $324,500, this home is listed about 2% below the Orange City median of $330,535. The market section on this page shows how the area is trending.

Which schools are assigned to 1260 2ND STREET?+

River Springs Middle School (middle), Orange City Elementary School (elementary), University High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$324,500 runs 12% above the ORANGE CITY 32763 median.

02Fresh on the market

Only 7 days on market in a Orange City market that averages 48 — if it fits, move quickly.

03The price has already moved

Listed at $329,000, now $324,500 — a $5K cut. The full history is in the market section below.

Listing courtesy of COLDWELL BANKER COAST REALTY · Shawna Lewis. MLS #V4951186.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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