
12014 SAPPHIRE DRIVE, SPRING HILL, FL, 34609
Active0 days on marketListed Oct 20, 2026MLS #W7889834
About this home
12014 SAPPHIRE DRIVE
Virtually Staged. BRAND NEW 2026 LUXURY NEW CONSTRUCTION BY JAYN CONSTRUCTION + AN INCREDIBLE FLOOR PLAN WITH ROOM FOR EVERY POSSIBILITY ON OVER HALF AN ACRE! Tucked away on Sapphire Drive in WEST HERNANDO ESTATES, this beautifully designed 4 BEDROOM, 4 FULL BATHROOM, 3-CAR GARAGE home features an AWARD-WINNING DESIGN, an incredible floor plan, and something you don't find every day... a TRUE PRIVATE IN-LAW SUITE with its own entrance, living space, bedroom, full bathroom, kitchenette, and walk-in closet! Whether you're bringing generations together or simply love the idea of having a separate space for extended family and guests, this floor plan offers incredible flexibility! Designed and built by JAYN CONSTRUCTION the attention to detail is evident from the moment you arrive. Beautiful architectural stone accents, a long driveway with plenty of parking, and an oversized 3-car garage set the tone for what's inside. And with NO CDD and an HOA of JUST 50 ANNUALLY, there's even more to love! Step inside to a spacious, open-concept living area with a gorgeous TRAY CEILING, upgraded lighting, and LUXURY VINYL PLANK FLOORING THROUGHOUT THE ENTIRE HOME. The kitchen features a LARGE CENTER ISLAND, upgraded appliances, plenty of cabinetry, and a pantry, all overlooking the main living space. One of my favorite features? The HUGE QUAD SLIDING GLASS DOORS that open to an incredible covered lanai, bringing the outdoors right into your living space! The PRIMARY SUITE features a tray ceiling, an oversized walk-in closet, and a beautiful bathroom with DUAL SINKS, a glass-enclosed shower, and a private water closet. Two additional guest bedrooms are located within the main home, including one with its OWN PRIVATE BATHROOM AND WALK-IN CLOSET! That's THREE SEPARATE SUITE-STYLE SPACES within one home! LOVE OUTDOOR LIVING? The MASSIVE COVERED LANAI includes an outdoor kitchenette and overlooks a HUGE FULLY FENCED BACKYARD with lush ST. AUGUSTINE GRASS. Even better, the sprinkler system runs on its OWN IRRIGATION WELL, helping save on your water bill! And the upgrades don't stop there! TWO A/C SYSTEMS, TWO WATER HEATERS, gutters, Ring doorbell and spotlight cameras, plus a DEEPER 3-CAR GARAGE with an 8-FOOT GARAGE DOOR, EPOXY FLOORING, and two garage door openers. || All of this in an ULTRA-QUIET, PRIVATE SETTING just minutes from the SUNCOAST PARKWAY (SR 589), making travel toward Tampa convenient while keeping you close to shopping, dining, medical facilities, and everything that makes Florida's Nature Coast so special! A FLOOR PLAN THIS UNIQUE DOESN'T COME ALONG EVERY DAY! Come see all the possibilities this home has to offer!
Facts & features
The home at a glance
4
Bedrooms
4
Bathrooms
2,637
Sqft
0.56 ac
Lot size
3
Garage
2026
Year built
One
Levels
$257
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,183 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,183/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+64.7%
$/sqft vs Spring Hill actives
$257 vs $192
Days on market
0 vs 57 typical
Where $257/sqft sits among the 400 Spring Hill actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Spring Hill
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Spring Hill. See the full Spring Hill guide →
SPRING HILL 34609 — neighborhood snapshot
Population
46,066
Median age
44.8
Median income
$79,284
Median home value
$275,900
Avg household
2.7
Households w/ children
5,105
For the school run
Hernando County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Spring Hill market
$320K → $315K
Spring Hill median sold, yr/yr
97.9%
Sale-to-list ratio (12 mo)
224 of 400
Spring Hill actives have cut their price
Median sold price, Spring Hill, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% above the SPRING HILL 34609 median. See the full Spring Hill market guide →
Paper trail
This home's history
Reality check
What actually sold near 12014 SAPPHIRE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$525,000
12060 SAPPHIRE DRIVE · same community
4 bd · 2 ba · 2,400 sqft · $219/sqft · 84 DOM
Sold · May ’26$415,000
12270 PADRON BOULEVARD · same community
3 bd · 2 ba · 1,661 sqft · $250/sqft · 1 DOM
Sold · Jun ’26$751,000
456 DIAMOND DRIVE · same community
6 bd · 5 ba · 4,501 sqft · $167/sqft · 425 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anthony Richardson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 12014 SAPPHIRE DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12014 SAPPHIRE DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
12014 SAPPHIRE DRIVE FAQs
What would the monthly payment be for 12014 SAPPHIRE DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,183/mo — principal and interest, the actual property-tax bill, the $4/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 12014 SAPPHIRE DRIVE?+
The association fee works out to $4 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 12014 SAPPHIRE DRIVE?+
The most recent tax bill on record (2025) was $1,345. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12014 SAPPHIRE DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Spring Hill?+
At $677,000, this home is listed about 100% above the Spring Hill median of $339,000. The market section on this page shows how the area is trending.
Which schools are assigned to 12014 SAPPHIRE DRIVE?+
John D. Floyd Elementary School (elementary), Powell Middle School (middle), Central High School (high) — Hernando County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of MERIDIAN REAL ESTATE · Laura Norcross. MLS #W7889834.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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