CENTURY 21 Edge

12411 CORAL VISTA CIRCLE, PLACIDA, FL, 33946

Active71 days on marketListed May 29, 2026MLS #C7526713

WaterfrontTHUNDERATION

About this home

12411 CORAL VISTA CIRCLE

COASTAL LIVING STARTS HERE Build the waterfront lifestyle you’ve been dreaming of on this oversized, nearly one-acre homesite located within an exclusive gated community in Placida. Offering privacy, luxury, and direct water access, this rare property provides the perfect backdrop for a custom coastal retreat. With only nine waterfront lots in the community, opportunities like this are few and far between. Enjoy breathtaking sunsets, endless boating adventures, and the convenience of being just minutes from area beaches, dining, shopping, and entertainment. PROPERTY HIGHLIGHTS • Oversized nearly one-acre waterfront lot • Located within a private gated community in Placida • Private dock with direct water access • Ideal for boating, fishing, and enjoying the coastal lifestyle • Opportunity to build your custom dream home • Assistance available with connecting to trusted local builders • Exclusive deed-restricted enclave with only nine waterfront homesites COMMUNITY FEATURES • Underground utilities • Community tennis court • Scenic lake with fountain • Beautifully maintained green spaces • Private and upscale setting AREA HIGHLIGHTS • Close to local shopping and dining • Nearby live entertainment and waterfront attractions • Short drive to award-winning Gulf beaches • Convenient access to boating, marinas, and outdoor recreation Secure your opportunity to own a premier waterfront property in one of Placida’s most exclusive coastal communities.

Facts & features

The home at a glance

0.94 ac

Lot size

WaterfrontPets allowed

Inside

Outside & construction

Community & fees

HOA fee$388/mo
Taxes (2024)$5,121/yr
PetsCats OK, Dogs OK, Yes
CommunityWater Access · Waterfront · Gated Community - No Guard · Tennis Court(s)

Utilities & systems

UtilitiesElectrical Nearby · Sewer Available · Underground Utilities · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,411 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,266
FHA mortgage insurance (est.)$170
Property tax — 2024 actual bill$427
HOA fee — from the listing$388
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,475Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,475
Interest rate6.00%
Loan term

Estimated payment

$3,411/mo

Principal & interest$2,266
FHA mortgage insurance (est.)$170
Property taxes (actual bill)$427
HOA / condo fee$388
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Placida

Map of 12411 CORAL VISTA CIRCLE

Get to know Placida. See the full Placida guide →

PLACIDA 33946 — neighborhood snapshot

Population

2,745

Median age

63.2

Median income

$93,466

Median home value

$626,500

Avg household

2.02

Households w/ children

86%

For the school run

Charlotte County School District

MiddleL. A. Ainger Middle School★★★★★
ElementaryVineland Elementary School★★★★
HighLemon Bay High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Placida market

Seller’s marketLeans buyer8.9 months of inventoryBuyer’s market

$475K$535K

Placida median sold, yr/yr

92.4%

Sale-to-list ratio (12 mo)

Median sold price, Placida, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 1000% above the PLACIDA 33946 median. See the full Placida market guide →

Paper trail

This home's history

May 29, 2026Listed at $385,000 · 71 days on market since

Reality check

What actually sold near 12411 CORAL VISTA CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

9200 LITTLE GASPARILLA UNIT 203Sold · Jun ’26

$285,000

9200 LITTLE GASPARILLA UNIT 203

1 bd · 1 ba · 787 sqft · $362/sqft · 281 DOM

9760 LITTLE GASPARILLA ISLANDSold · Sep ’25

$775,000

9760 LITTLE GASPARILLA ISLAND

3 bd · 1.5 ba · 896 sqft · $865/sqft · 83 DOM

9696 LITTLE GASPARILLA ISANDSold · Aug ’25

$650,000

9696 LITTLE GASPARILLA ISAND

2 bd · 1 ba · 925 sqft · $703/sqft · 124 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Zack Zonker

Your agent

Zack Zonker

President Tampa Division · CENTURY 21 Edge

Tours, negotiation, and every question about 12411 CORAL VISTA CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 12411 CORAL VISTA CIRCLE — before you fall in love.

See it in person

Schedule a tour

Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

12411 CORAL VISTA CIRCLE FAQs

What would the monthly payment be for 12411 CORAL VISTA CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,411/mo — principal and interest, the actual property-tax bill, the $388/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 12411 CORAL VISTA CIRCLE?+

The association fee works out to $388 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 12411 CORAL VISTA CIRCLE?+

The most recent tax bill on record (2024) was $5,121. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 12411 CORAL VISTA CIRCLE?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Placida?+

At $385,000, this home is listed about 41% below the Placida median of $649,000. The market section on this page shows how the area is trending.

Which schools are assigned to 12411 CORAL VISTA CIRCLE?+

L. A. Ainger Middle School (middle), Vineland Elementary School (elementary), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$385,000 runs 1000% above the PLACIDA 33946 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

L. A. Ainger Middle School, Vineland Elementary School, Lemon Bay High School — Vineland Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of KW PEACE RIVER PARTNERS · Matthew Patterson. MLS #C7526713.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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