CENTURY 21 Edge
$395,0002 bd2 ba946 sqft$418 /sqft≈$3,932 /mo all-in ↓

9400 LITTLE GASPARILLA ISLAND UNIT A7, PLACIDA, FL, 33946

Active63 days on marketListed Aug 10, 2026MLS #J1003921

✦ Priced 37% below the Placida medianWaterfrontFully furnishedCondominiumHIDEAWAY BAY BEACH CLUB PH 09

About this home

9400 LITTLE GASPARILLA ISLAND UNIT A7

Hideaway Bay Beach club condo complex is located on Little Gasparilla Island--a bridgeless barrier island. 7 miles of pristine white sand and shell laden beach await once you arrive at your new paradise accessible by a beautiful board walk. Little Gasparilla is accessible by the private condo-owned ferry service. Ferry ride is only 10 minutes from the mainland. HBBC has a deeded beach access, dock availability for your boat on a first come, first serve basis and a heated community pool for your enjoyment. HBBC has its own private parking on the mainland for your convenience as well as a private gazebo at the ferry landing. The gazebo boasts comfortable seating while you wait for the ferry. The condo is a 2 bedroom, 2 bathroom unit consisting of 3 levels. The main bedroom, bathroom kitchen, dining area and living room are on the second level. The second bedroom and bathroom is on the 3rd level accessible by a spiral staircase. The lanai is located adjacent to the living room showcasing breathtaking views of the pond, pool and bay. It is the perfect setting to relax and entertain. The laundry closet is in the lanai. Storage space is located under the unit on the first level. There is plenty of room to store your fishing gear, exercise equipment or beach gear. There is convenient trash collection daily included in your quarterly dues. There are no commercial shops on the island and no cars (only golf carts). There are plenty of amazing restaurants nearby on the intracoastal and mainland. Little Gasparilla Island is very private, serene and a peaceful place to vacation or live year-round

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

946

Sqft

0.02 ac

Lot size

1999

Year built

Two

Levels

$418

Per sqft

WaterfrontWater viewFurnishedPets allowed

Inside

FlooringCeramic Tile
AppliancesDisposal · Dryer · Electric Water Heater · Microwave · Range · Range Hood · Refrigerator · Washer
InteriorCeiling Fan(s)
LaundryElectric Dryer Hookup · Laundry Closet · Same Floor As Condo Unit · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric
FurnishedFurnished

Outside & construction

RoofShingle
ConstructionCement Siding · Wood Frame
FoundationPillar/Post/Pier
ViewWater
FacesNorth
ParkingGolf Cart Garage · Ground Level
ExteriorOutdoor Shower · Private Entrance · Sliding Doors · Storage

Community & fees

HOA fee$1,199/mo
Taxes (2025)$874/yr
PetsDogs OK, Yes
CommunityPool

Utilities & systems

UtilitiesElectricity Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,932 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,325
FHA mortgage insurance (est.)$175
Property tax — 2025 actual bill$73
Condo fee — from the listing$1,199
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,825Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,825
Interest rate6.00%
Loan term

Estimated payment

$3,932/mo

Principal & interest$2,325
FHA mortgage insurance (est.)$175
Property taxes (actual bill)$73
HOA / condo fee$1,199
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Placida actives

$418 vs $355

Days on market

63 vs 167 typical

Where $418/sqft sits among the 157 Placida actives

66
35 · this home
15
13
14
14
$189–319$319–448$448–578$578–708$708–837$837+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

The numbers that matter

The Placida market

Seller’s marketLeans buyer — 9.4 months of inventoryBuyer’s market

$475K → $595K

Placida median sold, yr/yr

92.4%

Sale-to-list ratio (12 mo)

68 of 157

Placida actives have cut their price

Median sold price, Placida, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 37% below the Placida median. See the full Placida market guide →

Paper trail

This home's history

Aug 10, 2026Listed at $395,000 · 63 days on market since
1999Built · HIDEAWAY BAY BEACH CLUB PH 09

Reality check

What actually sold near 9400 LITTLE GASPARILLA ISLAND UNIT A7

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

9400 LITTLE GASPARILLA ISLAND UNIT A8Sold · Aug ’26

$395,000

9400 LITTLE GASPARILLA ISLAND UNIT A8 · same community

3 bd · 2 ba · 946 sqft · $418/sqft · 21 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Bridget McLennon

Your agent

Bridget McLennon

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 9400 LITTLE GASPARILLA ISLAND UNIT A7 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 9400 LITTLE GASPARILLA ISLAND UNIT A7 — before you fall in love.

See it in person

Schedule a tour

Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

9400 LITTLE GASPARILLA ISLAND UNIT A7 FAQs

What would the monthly payment be for 9400 LITTLE GASPARILLA ISLAND UNIT A7?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,932/mo — principal and interest, the actual property-tax bill, the $1,199/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 9400 LITTLE GASPARILLA ISLAND UNIT A7?+

The association fee works out to $1,199 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 9400 LITTLE GASPARILLA ISLAND UNIT A7?+

The most recent tax bill on record (2025) was $874. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 9400 LITTLE GASPARILLA ISLAND UNIT A7?+

The listing reports pets: Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Placida?+

At $395,000, this home is listed about 37% below the Placida median of $622,500. The market section on this page shows how the area is trending.

The brief

Three things that matter here

01Under the Placida market on paper

$395,000 is 37% below the Placida median of $622,500, and at $418/sqft it sits under the Placida average of $445.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Know the monthly fee

The association fee is $1,199/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

Listing courtesy of STELLAR NON-MEMBER OFFICE · Non-Member Agent. MLS #J1003921.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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